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Does USAA really use Vantage Scores in their credit decisions?
Thanks!
@thornbackwrote:
They pulled EQ FICO8 for my apps.
They offer free monthly EX Vantage scores to members for "score tracking".
Correct. They like a lot of creditors use FICO scores for credit decisions but use Vantage scores as the ones they give out because they are cheaper to obtain.
@Anonymouswrote:
@thornbackwrote:
They pulled EQ FICO8 for my apps.
They offer free monthly EX Vantage scores to members for "score tracking".Correct. They like a lot of creditors use FICO scores for credit decisions but use Vantage scores as the ones they give out because they are cheaper to obtain.
It's kind of funny when you think about it that Synchrony apparently has money to spend for proper FICO scores for their customers but Capital One is too cheap to lay out the requisite fees.