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Does WFNNB blacklist?

Senior Contributor

Does WFNNB blacklist?

I've searched the forum and found a few posts -- some say yes and others say no. So, I'm not quite sure what to think. I'd hate to get a HP if they have a long memory.

 

Anyone know from personal experience if they blacklist from a very old CO?

 

 

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

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2 REPLIES
Senior Contributor

Re: Does WFNNB blacklist?

I was just reading the other thread, and it's very possible that this is the reason you're not getting preapprovals on their websites...




Gardening 18 Apr 2018-01 Nov 2018. Race me for the Gold!
Zero percent financing is where the devil lives...
10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
01/01/18 Fico8 scores: EX 655, EQ 661, TU 650
04/01/18 Fico8 scores: EX 637, EQ 630, TU 644 ow!
Message 2 of 3
Senior Contributor

Re: Does WFNNB blacklist?


tcbofade wrote:

I was just reading the other thread, and it's very possible that this is the reason you're not getting preapprovals on their websites...


Possible, but I doubt it. That was over 20 yrs ago and I was in a different state. I doubt their computers would know I'm the same person w/o my SSN and DOB. I really think that my opting out is preventing the pre-approval. It won't work on Amex or Discover's sites, either.

 

 

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 3 of 3