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Question - can anyone with LOWES card (issued by Synchrony Bank) confirm if this card reports to CRAs as:
Lowes OR
Synchrony Bank
How does it appear on the credit report?
I know it has no relationship to scores but I have an application coming up that will require a manual review and I am debating whether to apply for this card. If it reports as Lowes, it may look bad on my credit report (for what I am applying).
Thanks!!
Experian - SYNCB/LOWES
Transunion - SYNCB/LOW
Probably similar to Equiafax as well.. Don't access to it right now
@seattlecredit08 wrote:Question - can anyone with LOWES card (issued by Synchrony Bank) confirm if this card reports to CRAs as:
Lowes OR
Synchrony Bank
How does it appear on the credit report?
I know it has no relationship to scores but I have an application coming up that will require a manual review and I am debating whether to apply for this card. If it reports as Lowes, it may look bad on my credit report (for what I am applying).
Thanks!!
Why do you think it would look bad on your reports? And what are you applying for that gives you or them the impression that having "lowes" looks bad?
@pizza1 wrote:
@seattlecredit08 wrote:Question - can anyone with LOWES card (issued by Synchrony Bank) confirm if this card reports to CRAs as:
Lowes OR
Synchrony Bank
How does it appear on the credit report?
I know it has no relationship to scores but I have an application coming up that will require a manual review and I am debating whether to apply for this card. If it reports as Lowes, it may look bad on my credit report (for what I am applying).
Thanks!!
Why do you think it would look bad on your reports? And what are you applying for that gives you or them the impression that having "lowes" looks bad?
I figured they were looking to work for a competitor (like maybe the Orange store?)
I know there are some large companies that forbid the use of a competitor's product by employees.
@calyx wrote:I know there are some large companies that forbid the use of a competitor's product by employees.
Isn’t that illegal in the USA?
I figured OP is thinking *Store cards bad* or something along those lines
@calyx wrote:
@pizza1 wrote:
@seattlecredit08 wrote:Question - can anyone with LOWES card (issued by Synchrony Bank) confirm if this card reports to CRAs as:
Lowes OR
Synchrony Bank
How does it appear on the credit report?
I know it has no relationship to scores but I have an application coming up that will require a manual review and I am debating whether to apply for this card. If it reports as Lowes, it may look bad on my credit report (for what I am applying).
Thanks!!
Why do you think it would look bad on your reports? And what are you applying for that gives you or them the impression that having "lowes" looks bad?
I figured they were looking to work for a competitor (like maybe the Orange store?)
I know there are some large companies that forbid the use of a competitor's product by employees.
If I were to repeat here what I would tell the CEO of any company that tried to enforce that rule on me UncleB would wash my mouth out with soap.
@coldfusion wrote:
@calyx wrote:
@pizza1 wrote:
@seattlecredit08 wrote:Question - can anyone with LOWES card (issued by Synchrony Bank) confirm if this card reports to CRAs as:
Lowes OR
Synchrony Bank
How does it appear on the credit report?
I know it has no relationship to scores but I have an application coming up that will require a manual review and I am debating whether to apply for this card. If it reports as Lowes, it may look bad on my credit report (for what I am applying).
Thanks!!
Why do you think it would look bad on your reports? And what are you applying for that gives you or them the impression that having "lowes" looks bad?
I figured they were looking to work for a competitor (like maybe the Orange store?)
I know there are some large companies that forbid the use of a competitor's product by employees.
If I were to repeat here what I would tell the CEO of any company that tried to enforce that rule on me UncleB would wash my mouth out with soap.
If you haven't joined yet: "Thank you for your interest. However, we have now filled the position. We will keep your name on file for future opportunities"
If you are employed: "Unfortunately, we are having to make cutbacks and your position is impacted....."
i.e. they never have to say it, just act on it! Giving money to a competitor (absent compelling reasons) means "not a team player".