Does anyone have more than 3 BofA BBR cards?

[icyhot]

Seeing that the BBR is a balance transfer card it makes sense for anyone using it for that purpose to only have one. It really serves no purpose for someone who PIF unless you wanna find loopholes for the $25

[Anonymous]

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@icyhot wrote:
Seeing that the BBR is a balance transfer card it makes sense for anyone using it for that purpose to only have one. It really serves no purpose for someone who PIF unless you wanna find loopholes for the $25

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I am currently using mine as a BT card. It just makes things much simpler for me. I do understand that would make some folks uncomfortable. If you're keeping the balances low in reference to the CL and your total CL it shouldn't have an impact to your scores. I know credit is not a one size fits so you have to see what your credit profile can tolerate.

[Anonymous]

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@beautifulblaquepearl wrote:

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@icyhot wrote:
Seeing that the BBR is a balance transfer card it makes sense for anyone using it for that purpose to only have one. It really serves no purpose for someone who PIF unless you wanna find loopholes for the $25

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I am currently using mine as a BT card. It just makes things much simpler for me. I do understand that would make some folks uncomfortable. If you're keeping the balances low in reference to the CL and your total CL it shouldn't have an impact to your scores. I know credit is not a one size fits so you have to see what your credit profile can tolerate.

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Isnt david ramsey the most anti credit card person in the world??!?!?!

[gingerflower]

I have 3 Cc Alaska signature, Cash signature rewards and a Business card. Boa is awesome!!

[Anonymous]

I have five BofA cards - 2 platinums, 2 travel and 1 Rewards. 

[CreditUnionFan]

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@gingerflower wrote:
I have 3 Cc Alaska signature, Cash signature rewards and a Business card. Boa is awesome!!

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I have several:

• AAA Visa (3% on pay-at-the-pump)
• Interval International Visa
• Cash Rewards MC
• Cash Rewards Visa
• MLB MC
• and one BBR

The BBR is marketed as a balance transfer card, but some folks have become adept at placing small purchases and paying more than the minimum due, usually the full amount due, in order to not only avoid interest, but earn the extra $25 or $30 per quarter for paying more than the minimum due every month during the quarter.

[Anonymous]

I got the BBR card in March and I only put Hulu on it each month. That's $7.99 a month or $23.97 for the quarter. So I get $30 each quarter deposited into my BofA checking account and I net $6.03. It's not a lot, but Hulu is free.

[-Cal-]

So has anyone applied for the BBR, got approved, then after some arbitrary amount of time apply (no PCs) again get approved or denied? The approval/denial data points for the BBR card would be helpful to this thread vs listing other BOA accounts.

[Anonymous]

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@-Cal- wrote:
So has anyone applied for the BBR, got approved, then after some arbitrary amount of time apply (no PCs) again get approved or denied? The approval/denial data points for the BBR card would be helpful to this thread vs listing other BOA accounts.

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Yes! I was!

I applied for my first BBR at the beginning of August -- was initially denied but reconned to an approval ($2100 limi). As soon as I called in and activated my card and logged in online, I got a pop-up saying I was preapproved for another BBR! Sure enough, I applied and was approved for the second one ($1000 limit) after manual review, two weeks after my first approval.