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To get a better card like discover, amex or citi can you have a bk on file? Do they decline even if you have a decent credit score? Anyone have any insight or experience on this?
To start, I would suggest using the Search feature in the upper-right (below the Community tab) and type: Discover bk
This will give you some up-to-date (2011) results. Here's a link for example: http://ficoforums.myfico.com/t5/Credit-Cards/Is-Discover-BK-friendly/m-p/825672#M246267
Do the same for AMEX or any other questions. More than likely, you will find your answers from those who have experienced it first-hand.
Be aware of dates, as some posts may not be current. Just supply a tweak to your search criteria and I'm sure you'll get good results.