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@unknown_entity wrote:I was denied by B of A for a credit card 5, count 'em FIVE times in the last year. I opened an online My Access checking account and when I called and got the info after I got the approval e-mail, they lady told me I was approved for the checking account AND the Platinum Plus Visa with a $2000 CL. If you ask me, I'd say it helps as long as you don't have baddies and your scores are above 630.