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Or does it only cover the purchase of gas itself?
I would assume both.
Of course, you are paying 300% mark up to get 3%.
LOL.
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!
@Shooting-For-800 wrote:I would assume both.
Of course, you are paying 300% mark up to get 3%.
LOL.
Sometimes when I'm on road trips I pick up snacks at gas stations if there aren't any grocery stores open nearby.
For the majority of gas stations, yes. Though, keep in mind that's not universal since there are times when purchasing items inside at certain locations may not code correctly depending upon how a specific establishment is set up vs...say filling your tank at the pump.
While ymmv, I've seen most of my inside purchases, including built in car washes bought inside, snacks, wiper fluid, etc, count as a gas station expenses when there is no separate store branding. At a local 76 gas station, for example, the inside store is a 7-Eleven, so food purchases count as 7-Eleven, but auto supply stuff like engine oil still codes as gas station. Conversely, one of our busy Chevrons has the full car wash and store, and everything counts as a Chevron purchase.
7-11's from my experience have always coded gas.
I spend more on snacks at the gas station than I do gas.
Yes. As long as the convenience store codes the transaction as a gas station (which a majority of them do), you'll get 3 percent back.
Also 7-11 usually code as gas station
Yes, a few cards (some of the Penfed ones) only reward with the MCC5422, Automated Fuel Dispenser, in which case only purchases at the pump count. But BCE covers "gas" which, subject to the caveats mentioned by others, should cover a lot of purchases at the gas station
I drive a truck and it's not usually convenient to get to a grocery store or Walmart or anything like. I easily spend $500 per month, every month, in "gas stations" not even including fuel purchases. I'm in convenience stores like 7-11 every day, or truck stops like Pilot, T/A, Flying J, etc. Most of these places, if they sell gas, it codes as "gas station." If Discover or Chase has gas stations as a 5% category that quarter, I max out the $1500 cap on things I buy inside the store. If they don't, I max the $500 monthly cap on my Citi Custom Cash.
@rgd51 wrote:Does the Amex blue cash everyday 3% gas station category include snacks purchased at gas stations?
Anyway, this is something I use a lot, and in my experience nearly every place that sells gas, everything they sell there codes as "gas stations." If it's just the store, without gas pumps, they tend to code as "groceries" around here. I don't have the BCE, but I have looked at it closely. I'm 99.95% sure that it will pay the "gas station" rewards on snacks and anything else you buy in the store.
@longtimelurker wrote:Yes, a few cards (some of the Penfed ones) only reward with the MCC5422, Automated Fuel Dispenser, in which case only purchases at the pump count.
The PenFed Platinum is 5x back on gas, paid at the pump. I use that for most of the actual gas purchases for my personal vehicles. I max the 5% category on whatever card I'm using for "gas stations" that month on in-store purchases and put my gas on the PenFed Platinum.