Dollar Bank Visa NOT reporting on TU

[fishbjc]

for my husband.  It's an account with $5k limit, owe $460.  Good Standing, two lates about three years ago (30 days).  Should I call them and ask about reporting on TU?  Will they backdate from the beginning of the account OR backdate a year?  I don't want those two lates to show up.  It would really help with his utilization, bringing it down quite a bit.

Poke the bear, or leave it be? 

[Burned2manybridgesB4]

Which will create the greater issue? The TL for utilization, or the reporting of two 30's over a few years old? I doubt you'd take a hit for old lates, in exchange for 5k reporting. I could be wrong?!?!