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Don't like you Best Buy MC

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Creditobsessed12
Frequent Contributor

Don't like you Best Buy MC

Look at the email that they sent me.  I'm all excited thinking it's a soft pull offer for a CLI.  And look at what it is:

 

CREDITOBSESSED12, you have $300 in available credit

Your My Best Buy® MasterCard® is the most rewarding way to shop at Best Buy®, with exclusive benefits you can use every day, including:
5% back in rewards1 on any purchase
Or, 6-month financing on storewide purchases $149 and up
Plus, 2% back in rewards2 on dining and groceries and 1% back in rewards3 everywhere else MasterCard is accepted
And remember, from small appliances to smartphones, Best Buy has a wide variety of products for everyone—backed by our Price Match Guarantee4, plus special perks like In-Store Pickup.

So take advantage of your $300 in available credit, as of 3/15/2015.
11/30/14 EQ 545 TU 573 EX 602 01/15 EQ 545 TU 586 EX 589
02/15 EQ 643 TU 627 EX 669 03/05/2015 EQ 708 TU 744 EX 707
05/2017 EQ 659 TU 676 EX 683
Goal: 700s across the board Smiley Happy
Message 1 of 12
11 REPLIES 11
Strogen
Frequent Contributor

Re: Screw you Best Buy MC

I also started out at a $300 limit in Jan 2013. I have managed to get it to $3000 thus far.

 

So it is possible for it to grow. And yes, I get these troll emails as well lol 

807 TU FICO Score 8.
Message 2 of 12
Creditobsessed12
Frequent Contributor

Re: Screw you Best Buy MC

 


@Strogen wrote:

I also started out at a $300 limit in Jan 2013. I have managed to get it to $3000 thus far.

 

So it is possible for it to grow. And yes, I get these troll emails as well lol 


I have had it for years without an increase.  I do have two old lates reporting though.  Do you get auto CLI or do you get them with HP?

11/30/14 EQ 545 TU 573 EX 602 01/15 EQ 545 TU 586 EX 589
02/15 EQ 643 TU 627 EX 669 03/05/2015 EQ 708 TU 744 EX 707
05/2017 EQ 659 TU 676 EX 683
Goal: 700s across the board Smiley Happy
Message 3 of 12
Anonymous
Not applicable

Re: Screw you Best Buy MC

HP

Message 4 of 12
Strogen
Frequent Contributor

Re: Screw you Best Buy MC


@Creditobsessed12 wrote:

 


@Strogen wrote:

I also started out at a $300 limit in Jan 2013. I have managed to get it to $3000 thus far.

 

So it is possible for it to grow. And yes, I get these troll emails as well lol 


I have had it for years without an increase.  I do have two old lates reporting though.  Do you get auto CLI or do you get them with HP?


HP everytime. 

 

I think it went to 700, 1500 then 3000. 

807 TU FICO Score 8.
Message 5 of 12
Creditobsessed12
Frequent Contributor

Re: Screw you Best Buy MC

Who do they pull? Tu?
11/30/14 EQ 545 TU 573 EX 602 01/15 EQ 545 TU 586 EX 589
02/15 EQ 643 TU 627 EX 669 03/05/2015 EQ 708 TU 744 EX 707
05/2017 EQ 659 TU 676 EX 683
Goal: 700s across the board Smiley Happy
Message 6 of 12
Anonymous
Not applicable

Re: Screw you Best Buy MC


@Creditobsessed12 wrote:
Who do they pull? Tu?

I hear EX or EQ.

Message 7 of 12
chalupaman
Super Contributor

Re: Screw you Best Buy MC

They pull EQ in GA.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 8 of 12
Pistons0
Valued Member

Re: Screw you Best Buy MC

LOL,I have the BB store card version, they must send me 3 emails a week for financing deals (gets annoying). I am thankful for my decent 1000 SL which is enough for just about anything reasonable in that store. I have to say it's one of the more useful store cards out there with the financing deals they have and all of the electronics that need replacing far too often. If you can stomach the HP use it responsibly and get that baby up to around 1k and its a useful card to have!

Scores 5/1/15: EX 746 TU 743 EQ 746

Capital One QS1 $3,800... Capital One QS $3,050... Amex BCE $2,000... Best Buy Store Card $1,000...Discover IT for students $500
Message 9 of 12
onstar
Established Contributor

Re: Screw you Best Buy MC

OP: I've enough of those to never think that it's a CLI offer. LOL.

 

BK DC 4/9/2018
FICO 08 (4/9/2018): EQ 647 EX 609 TU 620
FICO 08 (10/16/2020): EQ 676 EX 659 TU 653
Message 10 of 12
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