Done with Mission Lane !!!

[Bippy_33]

Since my mission lane card is obviously not going to grow past $600.00 I called in to pull the trigger to close it. This by far was the easiest card to close as of yet. I just told the CSR to close it and he didn't bother asking why and he said I just need to read you a script and that was it. It took all of about 35 seconds on the phone. I have  better cards that have been growing with me so, I feel relieved now ! 

[Red1Blue]

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@Bippy_33 wrote:

Since my mission lane card is obviously not going to grow past $600.00 I called in to pull the trigger to close it. This by far was the easiest card to close as of yet. I just told the CSR to close it and he didn't bother asking why and he said I just need to read you a script and that was it. It took all of about 35 seconds on the phone. I have  better cards that have been growing with me so, I feel relieved now ! 

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Hi @Bippy_33 Did you ask for the CLI on your Mission Lane card. Howlong did you have your Mission Lane Card?  I read several people got CLI on their cards. I am planning to apply for Mission Lane card in August. Hope they will approve it for me.

[Bippy_33]

@Red1Blue  I didn't ask for any cli and he didn't bother asking me why I wanted to close it. I've had it for 1.6 years now and never had any increase so, since I don't use it I decided to get rid of it. No reason to keep it if I'm not using it. I feel better unloading it to be hones !

[Red1Blue]

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@Bippy_33 wrote:

@Red1Blue  I didn't ask for any cli and he didn't bother asking me why I wanted to close it. I've had it for 1.6 years now and never had any increase so, since I don't use it I decided to get rid of it. No reason to keep it if I'm not using it. I feel better unloading it to be hones !

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Did your card has an AF? I saw two offers on two different websites. One says $59 AF and other says $0 AF. I am planning to apply on Credit Karma Website which has $0 AF.

[Bippy_33]

It didn't have an AF and I know some people will say just let it age instead of closing it but, the $600.00 limit wasn't worth it and I just felt it's better to get rid of it. Each person is different I know but, that's just what I felt was best to do.   @Red1Blue 

[Red1Blue]

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@Bippy_33 wrote:

It didn't have an AF and I know some people will say just let it age instead of closing it but, the $600.00 limit wasn't worth it and I just felt it's better to get rid of it. Each person is different I know but, that's just what I felt was best to do.   @Red1Blue 

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Thanks @Bippy_33 I have been gardening for about a year. It will take couple of more years for my scores to see a boost. In the meain time I thought of apping for Mission Lane in August. After that freeze my reports for another 12 months and garden again. Hope they will approve it for me. Let us see.

How  was your experience dealing with Mission Lane. Are they friendly to deal with ?

[Bippy_33]

@Red1Blue  The only time I've had to speak with them was today and the guy sounded like he was happy to close it just to get off of the phone. So, I've never called in to speak with them before until today. If I remember correctly I think you have to have an invitation to apply but, I could be wrong. They served their purpose and I just felt like it was time to move on since they weren't going to budge past $600.00

[SUPERSQUID]

I got a cli from 750-1050 at 6 mos, auto cli

[Red1Blue]

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@SUPERSQUID wrote:

I got a cli from 750-1050 at 6 mos

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What is the starting limit they gave you? Did you have to use it a lot in 6 months to get the CLI to $1050 ?

[SUPERSQUID]

My sl was 750 with 59 af. i used the card at up to 30 percent of available bal and always carried a balance of 10-30 percent. my scores are mid 600's, i have a bk7 disch 12.2019 and have 11 old lates showing. i've had the card about 10 mos.