So today I received the dreaded change in terms letter for my Chase Freedom. I'm not happy at all because this was my favorite cashback card (3% cashback in my Top 3 categories). Plus, when you get $200 cashback you receive a check for $250. According to the new letter, I will get 5% cashback in rotating categories and no extra $50 when you get $200. I guess my AMEX Blue Cash will be moved back to number 1.