Duck, Beaver, BBVA, etc

[DoroLucky]

the Blispay madness has made lots of people mention the Duck and Beaver cards. Some of us weren't here for that train and don't know the story behind these references and/or cards. Can someone tell the rest of us what that was about? I hope it's as entertaining as anticipated. 

****Edited and added BBVA, etc**** spillage please, we want to hear all the juicy deets! 

Thanks, 

Signed all the newbs  

[Anonymous]

yeah, newb here. BBVA was mentioned too. i wonder what happened there as well.

[lhcole77]

A few years ago a credit union out of Oregon was giving HUGE limits to applicants who had good scores AND not so good scores.

Gravy train ensued. Apps went crazy.

Then the CU shut down most cards, citing crazy reasons like fraud management, etc.

They over extended themselves, got hit with a lot of apps, then took most back.

It was hella cray!

ETA: CU serviced OSU and UO and the cards had beavers and ducks on them (OSU Beavers, UO Ducks)

[Anonymous]

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@lhcole77 wrote:

A few years ago a credit union out of Oregon was giving HUGE limits to applicants who had good scores AND not so good scores.

Gravy train ensued. Apps went crazy.

Then the CU shut down most cards, citing crazy reasons like fraud management, etc.

They over extended themselves, got hit with a lot of apps, then took most back.

It was hella cray!

ETA: CU serviced OSU and UO and the cards had beavers and ducks on them (OSU Beavers, UO Ducks)

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And pretty much the same thing happened with BBVA.

[baller4life]

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@lhcole77 wrote:

A few years ago a credit union out of Oregon was giving HUGE limits to applicants who had good scores AND not so good scores.

Gravy train ensued. Apps went crazy.

Then the CU shut down most cards, citing crazy reasons like fraud management, etc.

They over extended themselves, got hit with a lot of apps, then took most back.

It was hella cray!

ETA: CU serviced OSU and UO and the cards had beavers and ducks on them (OSU Beavers, UO Ducks)

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OCCU Duck, OSU Beaver

Yep, there was an app frenzy just like this Blispay. Everywhere you looked Duck Duck Beaver Beaver. $10k, $20k limits being handed out like candy. Then all of a sudden everyone's cards stopped working. They lied and said there was a data breach. WRONG. They simply got in over their heads with all those crazy approvals. And closed the majority of all those cards they approved. It was absolutely horrible! 

[DoroLucky]

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@beautifulblaquepearl wrote:

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@lhcole77 wrote:

A few years ago a credit union out of Oregon was giving HUGE limits to applicants who had good scores AND not so good scores.

Gravy train ensued. Apps went crazy.

Then the CU shut down most cards, citing crazy reasons like fraud management, etc.

They over extended themselves, got hit with a lot of apps, then took most back.

It was hella cray!

ETA: CU serviced OSU and UO and the cards had beavers and ducks on them (OSU Beavers, UO Ducks)

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And pretty much the same thing happened with BBVA.

Can we get the juicy deets please lol. Thanks! 

[DoroLucky]

They don't know mfico'ers just sitting here refreshing and waiting for the next train?? LMAO

[pipeguy]

I didn't go for the Ducks or Beavers, but as far as BBVA I applied, was approved for a $20k SL and have had ZERO issues using this card, so I'm not sure the BBVA card should be tossed in with the critter cards. I know some people had issues with BBVA verifiying their ID, and I'm sure to those few it was a major PITA, but I don't think its on the same scale as having "most" issued cards approved and months later canceled due to the backer. 

[deltatee]

Do a search on the forums for the long thread documenting the chaos.  Someone posted it not too long ago, and it is a rather shocking read.  Definitely worth a lunch break to read! 

[baller4life]

BBVA NBA Amex was another "flavor of the month" and yes many had "unable to verify identity" issues. They were not able to open cards at all due to that issue. But those of us that were able to open cards are still up and running just fine. So you can't really put BBVA with the OCCU train wreck. People are still apping BBVA NBA to this day and getting approved. They just have a very strange application process and apparently have removed online apping capabilities. You now have to apply at a branch.