@Anonymous wrote:
@baller4life wrote:Oh and we can't forget Diners Club and all the fat approvals. Then abruptly suspended apps because they ran out of plastic to print cards and never re-opened applications.
Some of that was also the hidden trade line, which people were up in arms about when it reported.
However, the hidden trade line aspect took a few months to really be understood. Taking a while to report a new card is different from never seeing a report to the CRA for 6 months.
By the time the hidden tradeline was really confirmable, apps had been closed.
Now that it is reporting, it boosted my EX by 9 points a month ago when it reported $2k on a $20k limit, then another 20 points this week when it reported $0 on the $20k limit. There were some other reductions as other cards reported, but my EX is now my highest score, and it's always been my lowest score.
EQ 760 TU 767 EX 769
