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5% back on gas is fantastic, so I’m contemplating this one. But I may not be in the position for applying just yet. Advice/opinions greatly appreciated!
It may be worth noting that I’m in Colorado, and the FNBO website says no products available in my area....
Stats: scores in low 700s, income 30k, AAoA just over a year, oldest account 3 years, 5-8 inqs per bureau
Any experiences/anecdotes/suggestions are welcome!
Thanks!
@pinkandgrey wrote:5% back on gas is fantastic, so I’m contemplating this one. But I may not be in the position for applying just yet. Advice/opinions greatly appreciated!
It may be worth noting that I’m in Colorado, and the FNBO website says no products available in my area....
Stats: scores in low 700s, income 30k, AAoA just over a year, oldest account 3 years, 5-8 inqs per bureau
Any experiences/anecdotes/suggestions are welcome!
Thanks!
Like me, I'm in WA State, I would say your chances are zero.
"FNBO website says no products available in my area"
Sorry.
@Pikaboo-icu wrote:"FNBO website says no products available in my area"
That applies to FNBO's own cards. Their co-branded cards like Ducks Unlimited are available nationwide.
I just got denied for the Ducks Unlimited card. My scores were similar to OP but my income is far higher. FNBO pulled Experian which was showing 5 inquiries in the past year. No letter yet but I'm betting that was the reason for the denial.
Yeah, my recent inqs are just that—recent LOL. It sounds like I should wait awhile then. Does anyone know where it says that the co-branded cards are available nationwide?
Co-branded cards are available nationally. In my area I am not eligible for their personal bank products, but applied and was approved for the DU card. This thread may be helpful for you: Ducks Unlimited DP's
Hey everybody! I would love to hear your stats when you got approved for this great gas card! Thanks!
I really want this card but am afraid that I’ll probably be denied due to inquiries (8, 5, and 6 on EX, EQ, and TU respectively) and the fact that my newest account was only 3 months ago.
I merged the other thread that you started on this same topic into this one. Please do not cross post in different forums or start multiple threads on basically the same subject. It is confusing to other members trying to assist you and is against forum rules. Thank you for your understanding and cooperation.