Ducky

[Anonymous]

I should have gone for PLAT visa but NSA visa looks cool

Yep I will be using their checking accoung as main account.

thanks

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dnm45227 wrote:

which visa did you get, nsa or jfcu plat? the plat has a lower rate after the intro is over. will you use the checking as you main account?

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[Anonymous]

i like the nsa looks as well, plus nsa gets a peice of the pie. the shortcomings of the nsa vs the regular non intro rate is 1-2% higher, no cu rewards, but i'm willing to overlook those.

if your using the checking account as your main account, you have one heck of an overdraft protection. w/28 cc i see autopay's in your future, so i guess that kind of a cushion could come in handy.

[Anonymous]

Wow you can read my mind. That was the only reason I got 30,000 LOC. Now

I can setup autopay for everything and dont have to worry about checks to be bounced.

plus its like cash i can take it out from any atm and I can use my debit card as a credit

so it works for everything.

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dnm45227 wrote:

i like the nsa looks as well, plus nsa gets a peice of the pie. the shortcomings of the nsa vs the regular non intro rate is 1-2% higher, no cu rewards, but i'm willing to overlook those.

if your using the checking account as your main account, you have one heck of an overdraft protection. w/28 cc i see autopay's in your future, so i guess that kind of a cushion could come in handy.

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[Anonymous]

great i'm starting to think just like him!

great minds just think alike i guess.

[orl2185]

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ashabbir1 wrote:

Ducky aka dnm. Are you ready for the shock.?

JFCU rep called me and told me that I can have combined total limit of

40000 for loc and credit card.He asked me how much do I want?

I told him 10000 dollars for credit card and 30,000 dollars for lOC.

I am approved for both and it is showing up on my account

plus I am getting NSA card they swicthed it from VISA classic to NSA card

I guess it was worth the wait.

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Finally they came thru there ash... Super congrats go out to you...

Patience is a virtue

[Anonymous]

Yep

Thanks Orl

[orl2185]

You really deserve it big man,

quote dnm, great od protection

[Anonymous]

Credit is of the past.

It's all about lines!

wait...I sound like a coke addict.

[SonorityGenius]

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TheCynicalOne wrote:

Credit is of the past.

It's all about lines!

wait...I sound like a coke addict.

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lol Cynical.. I still dont get what LoCs are for.. I understand they offer lower APRs than ccs but.. err unless you have to pay off a bazillion ccs, do we really need it?

I thought I read somewhere here that fico frowns on locs.. not sure though..

lmao @ coke addict

[Anonymous]

Sonority LOC works just like credit card.

Hope it helps

thanks