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EMV Chip Cards

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New Member

EMV Chip Cards

Hi All,

 

More and more banks are beginning to issue chip cards in the U.S. and I thought it would be a good idea to start a thread to keep up with the latest offerings.  Since I recently did a lot of research to find the best chip card for my overseas travels, I decided to put together my findings below so others can benefit.  Since this is just a compilation of my notes, I'm sure its litered with inaccuracies and gaps so please take a look and suggest any changes or additions.  I’m also game for adding any personal notes about your experiences requesting, receiving, or having to reorder chip cards so any and all feedback is welcome.  I'll update this first post periodically with all the recent information.

 

Flyertalk thread: http://www.flyertalk.com/forum/credit-card-programs/1304271-usa-emv-cards-available-today-chip-pin-c...

 

American Express

Products

- Platinum (By Request)

 

Features

- Signature verification

- No cost for expedited shipping

 

Andrews FCU

Products

- Globetrek Rewards (Standard)

 

Features

- PIN verification (pre-set PIN)

- Replacement fee = $10

 

Bank of America

Products

- Travel Rewards (Standard)

- Privileges (Standard)

- Virgin Atlantic (Standard)

- Other Products Upon Request (Cash Rewards, Better Balance, Power Rewards, Asiana Airlines, AAA Member Rewards, Alaska Airlines, Royal Carribean)

 

Features

- Signature verification

 

Chase

Products

- British Airways (Standard)

- Hyatt (Standard)

- Ritz-Carlton (Standard)

- JP Morgan Select (Standard)

- Palladium (Standard)

- Marriot Rewards Premier (Standard)

 

Features
- Signature Verification

 

Citi

Products

- ThankYou Regular/Preferred/Premier (Standard)

- Platinum Executiv/Select/AAdvantage (Standard)

- Hilton HHonors Reserve (Standard)

- Prestige (Standard)

- Simplicity (By Request)

- Dividend (By Request)

- Forward (By Request)

- Diamond Preferred (By Request)

 

Features

- Signature Verification

- All Citi MasterCards can be converted upon request

 

Merrill Lynch

Products

- Merrill+

- Merrill Cash Back

 

Features

- Signature verification

 

PenFed

Products

- Cash Rewards

 

Features

- PIN Verification (self-selected)

 

U.S. Bank

Products

- Flex Perks

 

Features

- Signature verification

 

USAA

Products

- MasterCard Products (By Request)

 

Features

- PIN verification (pre-set PIN)

- If you lose your PIN you must be issued a new card

 

United Nations FCU

Products

- Platinum

 

Features

- PIN verification (pre-set or changeable?)

Message 1 of 28
27 REPLIES 27
Highlighted
Valued Contributor

Re: EMV Chip Cards

AFAIK, USAA is not offering EMV.  I have asked for it before and was told that they haven't implemented it yet.  Unless this is new in the last couple months.

 

SDFCU is the best, IMO.

 

Bank of America gave me the travel rewards card with 0% for 12 months plus 10,000 bonus points.  That was a good deal.

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 2 of 28
Highlighted
Mega Contributor

Re: EMV Chip Cards

Flyertalk has an active thread but also maintain a spreadsheet on googledocs.  See

 

https://docs.google.com/spreadsheet/ccc?key=0Ani-u3tGk5hedGRvcE1ELVg5UmlGZk01SHZvTUMxdUE#gid=0

Message 3 of 28
Highlighted
Established Contributor

Re: EMV Chip Cards


@DaveSignal wrote:

AFAIK, USAA is not offering EMV.  I have asked for it before and was told that they haven't implemented it yet.  Unless this is new in the last couple months.

 

SDFCU is the best, IMO.

 

Bank of America gave me the travel rewards card with 0% for 12 months plus 10,000 bonus points.  That was a good deal.


USAA started offering the world mc with emv chip/pin a few months ago. I have one. It works. While USAA charges a 1% foreign transaction fee, this is a small price to pay for those limited situations when you really need chip/pin. Since those transactions tend to be small (train ticket at unattended kiosk off hours or in smaller town, for example), the 1% is not an issue for me.

In wallet: Ink Plus 10k, AMEX TE 25k. In bag: CSP 16k, USAA WMC 15k, Hyatt 13k, United MPE 12k, AMEX HHonors 3k. In SD: Cap 1 QS 5k, Discover IT 7k. FICO 08 says my EQ is now 844, was 510 in 2010.
Message 4 of 28
Highlighted
Moderator Emeritus

Re: EMV Chip Cards

SDFCU: EMV for everything.

 

Didn't take a look at the spreadsheet, but there's not much sense maintaining a seperate list if theirs is robust and publicly available.  Long as we give credit/reference to where it's from, can't see anyone taking exception to our linking to it.




        
Message 5 of 28
Valued Contributor

Re: EMV Chip Cards

You forgot the Bofa privilege cash rewards. It comes with EMV chip.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 6 of 28
Highlighted
Mega Contributor

Re: EMV Chip Cards


@Revelate wrote:

SDFCU: EMV for everything.

 

Didn't take a look at the spreadsheet, but there's not much sense maintaining a seperate list if theirs is robust and publicly available.  Long as we give credit/reference to where it's from, can't see anyone taking exception to our linking to it.


Flyertalk thread is http://www.flyertalk.com/forum/credit-card-programs/1304271-usa-emv-cards-available-today-chip-pin-c... 

 

and the link to the spreadsheet is in post 1

Message 7 of 28
Highlighted
Valued Contributor

Re: EMV Chip Cards


@ccardman wrote:

Hi All,

 

More and more banks are beginning to issue chip cards in the U.S. and I thought it would be a good idea to start a thread to keep up with the latest offerings.  Since I recently did a lot of research to find the best chip card for my overseas travels, I decided to put together my findings below so others can benefit.  Since this is just a compilation of my notes, I'm sure its litered with inaccuracies and gaps so please take a look and suggest any changes or additions.  I’m also game for adding any personal notes about your experiences requesting, receiving, or having to reorder chip cards so any and all feedback is welcome.  I'll update this first post periodically with all the recent information.

 

American Express

Products

- Platinum (By Request)

 

Features

- Signature verification

- No cost for expedited shipping

 

Andrews FCU

Products

- Globetrek Rewards (Standard)

 

Features

- PIN verification (pre-set PIN)

- Replacement fee = $10

 

Bank of America

Products

- Travel Rewards (Standard)

- Select Products (By Request)

- Cash Rewards Signature Visa

 

Features

- Signature verification

 

Chase

Products

- British Airways (Standard)

- Hyatt (Standard)

- Ritz-Carlton (Standard)

- JP Morgan Select (Standard)

- Palladium (Standard)

- Marriot Rewards Premier (Standard)

 

Features
- Signature Verification

 

Citi

Products

- ThankYou Regular/Preferred/Premier (Standard)

- Platinum Executiv/Select/AAdvantage (Standard)

- Hilton HHonors Reserve (Standard)

- Prestige (Standard)

- Simplicity (By Request)

- Dividend (By Request)

- Forward (By Request)

-Diamond Preferred Mastercard (by request)

 

Features

- Signature Verification

- All Citi MasterCards can be converted upon request

 

Merrill Lynch

Products

- Merrill+

- Merrill Cash Back

 

Features

- Signature verification

 

PenFed

Products

- Cash Rewards

 

Features

- PIN Verification (self-selected)

 

U.S. Bank

Products

- Flex Perks

 

Features

- Signature verification

 

USAA

Products

- MasterCard Products (By Request)

 

Features

- PIN verification (pre-set PIN)

- If you lose your PIN you must be issued a new card

 

United Nations FCU

Products

- Platinum

 

Features

- PIN verification (pre-set or changeable?)


Addtions above in RED

Message 8 of 28
Highlighted
Regular Contributor

Re: EMV Chip Cards


@thom02099 wrote:

@ccardman wrote:

Hi All,

 

More and more banks are beginning to issue chip cards in the U.S. and I thought it would be a good idea to start a thread to keep up with the latest offerings.  Since I recently did a lot of research to find the best chip card for my overseas travels, I decided to put together my findings below so others can benefit.  Since this is just a compilation of my notes, I'm sure its litered with inaccuracies and gaps so please take a look and suggest any changes or additions.  I’m also game for adding any personal notes about your experiences requesting, receiving, or having to reorder chip cards so any and all feedback is welcome.  I'll update this first post periodically with all the recent information.

 

American Express

Products

- Platinum (By Request)

 

Features

- Signature verification

- No cost for expedited shipping

 

Andrews FCU

Products

- Globetrek Rewards (Standard)

 

Features

- PIN verification (pre-set PIN)

- Replacement fee = $10

 

Bank of America

Products

- Travel Rewards (Standard)

- Select Products (By Request)

- Cash Rewards Signature Visa

- Better Balance Rewards MC (standard)

 

Features

- Signature verification

 

Chase

Products

- British Airways (Standard)

- Hyatt (Standard)

- Ritz-Carlton (Standard)

- JP Morgan Select (Standard)

- Palladium (Standard)

- Marriot Rewards Premier (Standard)

 

Features
- Signature Verification

 

Citi

Products

- ThankYou Regular/Preferred/Premier (Standard)

- Platinum Executiv/Select/AAdvantage (Standard)

- Hilton HHonors Reserve (Standard)

- Prestige (Standard)

- Simplicity (By Request)

- Dividend (By Request)

- Forward (By Request)

-Diamond Preferred Mastercard (by request)

 

Features

- Signature Verification

- All Citi MasterCards can be converted upon request

 

Merrill Lynch

Products

- Merrill+

- Merrill Cash Back

 

Features

- Signature verification

 

PenFed

Products

- Cash Rewards

 

Features

- PIN Verification (self-selected)

 

U.S. Bank

Products

- Flex Perks

 

Features

- Signature verification

 

USAA

Products

- MasterCard Products (By Request)

 

Features

- PIN verification (pre-set PIN)

- If you lose your PIN you must be issued a new card

 

United Nations FCU

Products

- Platinum

 

Features

- PIN verification (pre-set or changeable?)


Addtions above in RED


 

NFCU (7000) | Freedom Visa (2400) | DM (2500) | AMEX Plat (7000) | Amazon.com (1800) | GapCard ($750) | Closed: Barclays (1500) | Cap1 ($750) | BoA 1-2-3 Rewards (2500) | Gardening til mid-autumn 2015 for that Delta Platinum AMEX

Starting Score: 608 (2015) 702 (2012), 653 (2011)
Current Score: 685 699 8/6/11 717 8/30/11 712 12/6/11 714 across the board 1/12/12 685 EX FICO 3/1/14
2018 Goal Score: 715


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Message 9 of 28
Highlighted
Super Contributor

Re: EMV Chip Cards

Diners Club is also EMV chip card.

 

 

 

Ron.

Message 10 of 28
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