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Easiest AMEX card approval?

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MrxLeo
Contributor

Re: Easiest AMEX card approval?

A few of my friends back in college had the standard blue card. That was about 10 years ago though but I know they had some very limited credit back then as well. Amex's credit guidelines may have changed over the last 10 years but back then it was the Blue card for sure. 


Starting Score: 609
Current Score: EX: 723 (08/18), TU: 741 (08/15), EQ: 695(08/15)
Goal Score: 785


Take the myFICO Fitness Challenge
Message 31 of 57
Anonymous
Not applicable

Re: Easiest AMEX card approval?

With a 649 score from TransUnion I applied for Amex Delta Gold and Amex Jet Blue. Got approved for both. Jet Blue is a better card, with much higher credit limit and lower interest rates.

Message 32 of 57
Closingracer99
Valued Contributor

Re: Easiest AMEX card approval?


@Anonymous wrote:

With a 649 score from TransUnion I applied for Amex Delta Gold and Amex Jet Blue. Got approved for both. Jet Blue is a better card, with much higher credit limit and lower interest rates.


Just so you know Amex pulls EX not TU so your Ex is probably higher


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 33 of 57
mongstradamus
Super Contributor

Re: Easiest AMEX card approval?


@Closingracer99 wrote:

@Anonymous wrote:

With a 649 score from TransUnion I applied for Amex Delta Gold and Amex Jet Blue. Got approved for both. Jet Blue is a better card, with much higher credit limit and lower interest rates.


Just so you know Amex pulls EX not TU so your Ex is probably higher


sadly for me my ex is the lowest of my three by far :-(



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 34 of 57
Closingracer99
Valued Contributor

Re: Easiest AMEX card approval?


@mongstradamus wrote:

@Closingracer99 wrote:

@Anonymous wrote:

With a 649 score from TransUnion I applied for Amex Delta Gold and Amex Jet Blue. Got approved for both. Jet Blue is a better card, with much higher credit limit and lower interest rates.


Just so you know Amex pulls EX not TU so your Ex is probably higher


sadly for me my ex is the lowest of my three by far :-(


EQ is my lowest and nobody pulls it lol except for Citi 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 35 of 57
mongstradamus
Super Contributor

Re: Easiest AMEX card approval?


@Closingracer99 wrote:

@mongstradamus wrote:

@Closingracer99 wrote:

@Anonymous wrote:

With a 649 score from TransUnion I applied for Amex Delta Gold and Amex Jet Blue. Got approved for both. Jet Blue is a better card, with much higher credit limit and lower interest rates.


Just so you know Amex pulls EX not TU so your Ex is probably higher


sadly for me my ex is the lowest of my three by far :-(


EQ is my lowest and nobody pulls it lol except for Citi 


oh really thats interesting i thought they pulled ex for citi AA cards. I have least amount of hp on my eq report by far, only 2 or 3 i think. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 36 of 57
Closingracer99
Valued Contributor

Re: Easiest AMEX card approval?


@mongstradamus wrote:

@Closingracer99 wrote:

@mongstradamus wrote:

@Closingracer99 wrote:

@Anonymous wrote:

With a 649 score from TransUnion I applied for Amex Delta Gold and Amex Jet Blue. Got approved for both. Jet Blue is a better card, with much higher credit limit and lower interest rates.


Just so you know Amex pulls EX not TU so your Ex is probably higher


sadly for me my ex is the lowest of my three by far :-(


EQ is my lowest and nobody pulls it lol except for Citi 


oh really thats interesting i thought they pulled ex for citi AA cards. I have least amount of hp on my eq report by far, only 2 or 3 i think. 


Citi Pulled EQ for my CLI and Approvals for Thank you and Simplicity.  I only have like 8-10 inq's from Citi i think


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 37 of 57
IamB2
Established Contributor

Re: Easiest AMEX card approval?


@Johnny_Favorite wrote:
I just got approved for delta gold. My aaoa is 1.2 years with multiple accts opened in the past 60 days as well as 10 inquiries. They started me off with 1000 limit.

Similar situation here. My scores were 687 (or something close) with many accounts opened in the past year (in fact all my revolving accounts were opened less than a year ago). AAoA is 1.1 years when I applied for the Amex card. Approved for my Amex Delta Skymiles with a 2800 limit. (recently denied the 3x CLI though).

 

But seems like the SkyMiles is not that hard to get. I still have a repo left on my report. 

FICO® EQ 717 (3/5/15); TU08 732 (3/5/15); EX: 723 (3/5/15) - Last app 3/15/15; Inquiries: A TON!

CITI ThankYou Preferred - CL: $2,000




Starting Scores: 590s on 12/2013. Hover over card image to view details! *After Amex approvals - [I was supposed to be] Gardening!*
Message 38 of 57
Anonymous
Not applicable

Re: Easiest AMEX card approval?

I always go for cards when they are new. Seems like the requirements may be lower temporarily to get people on board. Right now my guess would be the everyday card.
Message 39 of 57
Beckhsrules
Frequent Contributor

Re: Easiest AMEX card approval?

I dont know the whole fuss about how difficult it is to get into AMEX but mine has been a very easier journey. But even though I got it easy I love them as they were the ones to extend me credit when Chase and Barclay didnt try to make business. I dont blame Chase and Barclay as I didnt have any credit history. My journey started in Jan when i opened my first secured CC. I waited till May starting when I applied for AMEX Blue Sky and got the 7 day message. They requested for my payslips and once provided they approved my application. I was so happy to get into AMEX. Then on Aug 1 I apped for AMEX PRG and was approved instantly Smiley Happy . I dont see myself getting approved for Chase/Barclay in the near future and that is why AMEX is going to get my swipes wherever possible and I might not even consider switching to Chase/Barclay when I have a credit history of more than a year or so.

AAoA: 1 yr 3 mo | FICO Scores: EX: 720, TU: 724, EQ: 705 | Inq: EX: 13, EQ: 8, TU: 7 | GARDENING AS OF 3/13/2017
Message 40 of 57
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