Easy ways to keep a CC active & avoid closure or CLD

[SecretAzure]

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@Credit12Fico wrote:

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@SecretAzure wrote:

I didn't know about Amazon Reloads. This seems like an ideal way to keep cards active. Does anyone know if this would be viewed badly by Chase during Freedom's 5% CB on Amazon? It seems kind of like MS but I'm not sure. 

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You are just pre-paying Amazon. It's not MS.

MS is buying things that can be converted to cash and using that to pay off the credit card, rinse and repeat for points. 

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Now I understand! My error was equating Amazon credit to cash in my head lol.

Irrelevent Me Stuff: This is really good news for a future year in which I decide to app for CSP. There's way I can naturally charge $4K and pay it off in a reasonable amount of time but Amazon is flexible, I can use it for groceries of an extended period of time so it would be a great method.

[Ragdollkitty]

If you load amazon to say max out the 5% quarter, make sure to do it in smaller amounts (like $200) over the quarter.  On another forum, someone triggered a fraud alert with Amazon b/c they tried to load all $1500 at once.