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I love this time of year! Credit card companies compete with each other to grab shares of our holiday spend by dangling special offers. It's nice to get 10x points on gas from Chase, $10 back on $50 of retail spend from US Bank, and an extra 2% back on everything from BofA.
But Elan outdid them all with this targeted offer I received today on my Max Cash Preferred card, via email:
I know what you're thinking: does that mean 1,000 points? I don't see how it can; the Max Cash Preferred doesn't earn points. It earns cash. I don't see any way to interpret it other than meaning $1,000 cash back.
I quickly executed four online transactions totaling more than $75. Now, I wait to see if they will honor the offer. Anyone want to make a prediction about that?
@Curious_George2 wrote:
I know what you're thinking: does that mean 1,000 points? I don't see how it can; the Max Cash Preferred doesn't earn points. It earns cash. I don't see any way to interpret it other than meaning $1,000 cash back.
I think you have very high hopes.
Other Elan cards like the Everyday Rewards do use points at 1 point = 1 cent valuation.
More like spend $300 or more get $10 back. Not spend $300 get $1000 CB. Everybody and their mother would be running for that deal.
I hope you got lots of screenshots of said offer!
Suddenly, I feel a need for an Elan backed card....
I got the same offer except my spend is $300. But it simply doesnt make any sense; Spend $300 and get $1,000 back. And I noticed that the 1,000 was missing the dollar sign in the email. I don't know. I'll do a $300 Amazon reload and see what happens.
I received a similar offer on my Fidelity rewards cc. I'm already enrolled to earn 1k reward points when I shop online and spend $300 or more by Dec 31.Also have an offer to receive up to $10 in reward points when I shop with Pay Pal. $5 when I use Pay Pal using my Fidelity card in Nov and another when I use it in Dec.
I see the employee that Ok'd that email's wording not having a good holiday season
@FireMedic1 wrote:More like spend $300 or more get $10 back. Not spend $300 get $1000 CB. Everybody and their mother would be running for that deal.
But there's not really a way to do that. It's a targeted offer.
@OmarGB9 wrote:I hope you got lots of screenshots of said offer!
No need. They sent it to me in an email. And they can't say I didn't enroll properly. The message says: "Your card has been automatically enrolled for this exclusive online offer."
If anyone wants to check for the email, the subject line is "[Curious_George2], get 1,000 Cash Back for holiday shopping online."