Question: My wife has a 654 Equifx score. the tow others are varying pretty significantly .. say 40-50 points. NOt sure what the difference is an I have looked over the CR over and over. I was wondering if I caould take advantage of this high score and apply for a credit card to build her credit. Anyone know of a equifax only card application. That is to say, a bank that will MORE THAN LIKELY pull equifax only?
Keep in mind that scores are only a part of the entire consideration process when applying. Scores alone do not guarantee an approval. Are those scores even FICO?
654 FICO isn't horrible and you can usually get some approvals but, we would need more information about what's on the file such as other TL's and payment history, AAOA, collections, etc.
