wrote:
wrote:
If you don't have a installment loan reporting..get one by going with a shared secured loan. That will raise your scores and build a more well rounded file. Other than that, not much else you need to add right now.Since OP is in college he may have student loans, if this is the case, no need for installment loan.
Point taken, I figured his or her scores would be a bit higher with an installment loan reporting. My step daughter had 6 months of history with 3 CCs and a SSL. Her scores were all in the 730 to 760 range at that time. After 12 months she was in the 770 range FICO 8 TU.
