Ever feel like your tired of managing CC's??

[E150GT]

I normally just pay when the due date is and be done with it. Of course I was using just one card, my CSP. Now that I PC'd my slate to freedom, I am trying to maximize rewards. Add that with trying to use the bonus categories on discover as well as using my BCE, I am starting to think that I need to go back to maybe one or two cards and thats it. Its a struggle because I like all my cards but I dont really care to mess with it in depth like this. Add to the fact that I am trying to make my reports look for my my 61 day 3x CLI with amex. 

[HiLine]

count me in. I care about utilization more than I should. Next I'm going to set up automatic payments to pay off reported balances, and prepay small purchases on cards that I use just once a month to maintain activity,

[indiolatino61]

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@LS2982 wrote:

Well i'm there right now 

Such a PITA lately!!! 

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Love it with new approvals and CLI's...hate it when CL have been stagnant for a long time...like now...!!!

[TM82]

Not at all for me. I don't really manage anything. I have all my cards on auto pay for full amount. I login 2 days later after the payment went out, review the activity, then make another payment for the current balance and I'm done with it. Nothing really for me to manage.

[JonStur]

No No No!!!! I went from being a foolish youngster, to getting married and having great credit, to divorcing an irresponsible person who all but ruined my credit, to battling back eight years later to rise from the ashes like some all-powerful credit Phoenix.... I've worked my tail off and gladly tend to and prune each tradeline like a rare tiger-striped rose...the second one becomes decadent and complacent and complains about managing what you've built, take a second and exhale, and remember what it took to get where you are and all the rejections you had to endure, and how you were happy just to get the First Premiers and Credit Ones....

[drkaje]

Yes!

My long term plan is to close 4. I'll keep an Amex, Visa, and MC.

[RockinRay]

I just now use 4 to 5 cards based on the rewards.

It is really a pain to manage a boat load of cards and takes too much time.

In reality, 4 cards would cover everything for me.

[boomhower]

I use pageonce.com and it makes it a breeze.