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Exception where only Discover Network is accepted

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Exception where only Discover Network is accepted

I don't post often, but I recently was at a store that only accepts Discover network credit cards.  It is Woodman's, which is a medium-sized grocery store chain in the midwest.  I have only been to two locations, but neither accepted Visa, Mastercard, nor Amex Network credit cards.  I realize this is a small exception on the grand scheme of things, not a large one like Costco only taking Visa.  Still, for those who continue to say that card network makes no or an insignificant difference, this appears to be another niche example where network does matter (and one of the few times Discover wins in the network battle).

Message 1 of 12
11 REPLIES 11
Frequent Contributor

Re: Exception where only Discover Network is accepted


@PassPort2 wrote:

I don't post often, but I recently was at a store that only accepts Discover network credit cards.  It is Woodman's, which is a medium-sized grocery store chain in the midwest.  I have only been to two locations, but neither accepted Visa, Mastercard, nor Amex Network credit cards.  I realize this is a small exception on the grand scheme of things, not a large one like Costco only taking Visa.  Still, for those who continue to say that card network makes no or an insignificant difference, this appears to be another niche example where network does matter (and one of the few times Discover wins in the network battle).


Not an issue. Usually there is plenty of ATMs. I get to use any ATM in the country without fees. The only place that really makes a difference to me is gas stations because usually I’m in a hurry and I don’t feel like getting out of the car.

Message 2 of 12
Community Leader
Super Contributor

Re: Exception where only Discover Network is accepted

I once visited a lab to get a chest xray and they only accepted Discover, go figureSmiley Wink
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Message 3 of 12
Valued Contributor

Re: Exception where only Discover Network is accepted


@Green456 wrote:

@PassPort2 wrote:

I don't post often, but I recently was at a store that only accepts Discover network credit cards.  It is Woodman's, which is a medium-sized grocery store chain in the midwest.  I have only been to two locations, but neither accepted Visa, Mastercard, nor Amex Network credit cards.  I realize this is a small exception on the grand scheme of things, not a large one like Costco only taking Visa.  Still, for those who continue to say that card network makes no or an insignificant difference, this appears to be another niche example where network does matter (and one of the few times Discover wins in the network battle).


Not an issue. Usually there is plenty of ATMs. I get to use any ATM in the country without fees. The only place that really makes a difference to me is gas stations because usually I’m in a hurry and I don’t feel like getting out of the car.


But in Q1 losing out on the 5% is a pretty big chunk of change! Smiley Surprised


TU FICO 8: 741 (7/19) — Ex FICO 8: 739 (7/19) — Opinions are my own and not the views of my employer
Message 4 of 12
Valued Contributor

Re: Exception where only Discover Network is accepted


@AverageJoesCredit wrote:
I once visited a lab to get a chest xray and they only accepted Discover, go figureSmiley Wink

I guess I would want them to Discover what's going on! Better than medical offices where they send you out on the American Express!


TU FICO 8: 741 (7/19) — Ex FICO 8: 739 (7/19) — Opinions are my own and not the views of my employer
Message 5 of 12
Frequent Contributor

Re: Exception where only Discover Network is accepted


@GrasshopperStudent wrote:

@Green456 wrote:

@PassPort2 wrote:

I don't post often, but I recently was at a store that only accepts Discover network credit cards.  It is Woodman's, which is a medium-sized grocery store chain in the midwest.  I have only been to two locations, but neither accepted Visa, Mastercard, nor Amex Network credit cards.  I realize this is a small exception on the grand scheme of things, not a large one like Costco only taking Visa.  Still, for those who continue to say that card network makes no or an insignificant difference, this appears to be another niche example where network does matter (and one of the few times Discover wins in the network battle).


Not an issue. Usually there is plenty of ATMs. I get to use any ATM in the country without fees. The only place that really makes a difference to me is gas stations because usually I’m in a hurry and I don’t feel like getting out of the car.


But in Q1 losing out on the 5% is a pretty big chunk of change! Smiley Surprised


Depends on a person and their spending habits. I pay for everything with cash or debit. I save >5% that way.

Message 6 of 12
Community Leader
Valued Contributor

Re: Exception where only Discover Network is accepted


@AverageJoesCredit wrote:
I once visited a lab to get a chest xray and they only accepted Discover, go figureSmiley Wink

And Disco wouldn’t allow the charge, so you were forced into slavery to pay your debt to the lab, right? 

OP, that’s kind of crazy! I’ve never been to a store that didn’t accept MC or Visa! 

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Message 7 of 12
Senior Contributor

Re: Exception where only Discover Network is accepted


@PassPort2 wrote:

I don't post often, but I recently was at a store that only accepts Discover network credit cards.  It is Woodman's, which is a medium-sized grocery store chain in the midwest.  I have only been to two locations, but neither accepted Visa, Mastercard, nor Amex Network credit cards.  I realize this is a small exception on the grand scheme of things, not a large one like Costco only taking Visa.  Still, for those who continue to say that card network makes no or an insignificant difference, this appears to be another niche example where network does matter (and one of the few times Discover wins in the network battle).


Interesting.  The last I knew Woodman's only took Debit cards, no credit.    Thats one reason I don't shop there.


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Message 8 of 12
Member

Re: Exception where only Discover Network is accepted


@Green456 wrote:

@PassPort2 wrote:

I don't post often, but I recently was at a store that only accepts Discover network credit cards.  It is Woodman's, which is a medium-sized grocery store chain in the midwest.  I have only been to two locations, but neither accepted Visa, Mastercard, nor Amex Network credit cards.  I realize this is a small exception on the grand scheme of things, not a large one like Costco only taking Visa.  Still, for those who continue to say that card network makes no or an insignificant difference, this appears to be another niche example where network does matter (and one of the few times Discover wins in the network battle).


Not an issue. Usually there is plenty of ATMs. I get to use any ATM in the country without fees. The only place that really makes a difference to me is gas stations because usually I’m in a hurry and I don’t feel like getting out of the car.


Woodman's also has gas stations that take Discover-only as well.

Message 9 of 12
Valued Contributor

Re: Exception where only Discover Network is accepted


@Green456 wrote:

@GrasshopperStudent wrote:

@Green456 wrote:

@PassPort2 wrote:

I don't post often, but I recently was at a store that only accepts Discover network credit cards.  It is Woodman's, which is a medium-sized grocery store chain in the midwest.  I have only been to two locations, but neither accepted Visa, Mastercard, nor Amex Network credit cards.  I realize this is a small exception on the grand scheme of things, not a large one like Costco only taking Visa.  Still, for those who continue to say that card network makes no or an insignificant difference, this appears to be another niche example where network does matter (and one of the few times Discover wins in the network battle).


Not an issue. Usually there is plenty of ATMs. I get to use any ATM in the country without fees. The only place that really makes a difference to me is gas stations because usually I’m in a hurry and I don’t feel like getting out of the car.


But in Q1 losing out on the 5% is a pretty big chunk of change! Smiley Surprised


Depends on a person and their spending habits. I pay for everything with cash or debit. I save >5% that way.


Measured by psychological means?


TU FICO 8: 741 (7/19) — Ex FICO 8: 739 (7/19) — Opinions are my own and not the views of my employer
Message 10 of 12
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