Exclusive Offer for Cardholders -- NFCU

[CreditInspired]

Check your email. I just got this Exclusive Offer for NFCU Cardholders.

Make a balance transfer to your existing NFCU credit card ending in XXXX and enjoy a 0% intro APR on the balance transferred for 12 months.

It gets better. The balance transfer fee is 0% and they did a comparison of other banks' transfer fees: USAA 3%, Citibank 3%, and BoA 3%.

If you received the exclusive offer, it expires April 30, 2017.

Why does this have to be offered when all my CCs already have 0% interest?

[CreditCuriosity]

Yep got exact same offer.. Only carrying approx 1k balance on PenFed at 4.99, but hey why not transfer it to NFCU since no BT fee and 0% for a year.   Every penny counts .  Hopefully many others got this offer as well that can use it to better potential than myself!

[CreditMagic7]

I got one just today from NFCU for 2.99% APR for 18 months.

Still waiting to see a zero APR offer. Nothing just yet. Bahhh

[CreditInspired]

Oh absolutely, creditmagic -- 0% int. and $0 fee. Every single penny saved counts.

[CreditInspired]

Oops, I meant @creditcuriosity 😂 I hope you get the offer too @creditmagic.

[Anonymous]

Did not receive anything like that but could definately use it my card is only two months old, maybe that's why... but I need to go to the branch tomorrow anyways and ask them if such an lffer may be available to me. Thank you for sharing!

[Anonymous]

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@CreditMagic7 wrote:

I got one just today from NFCU for 2.99% APR for 18 months.

Still waiting to see a zero APR offer. Nothing just yet. Bahhh

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I received one from NF  2.99% for 12 months and also just received one from Citi .99% for 12 months. (+fee)

[Anonymous]

I received the 0% APR offer and used it in December, but no recent offer here.

Perhaps they are sending this message to those who did not use one already.

[CreditMagic7]

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@Anonymous wrote:

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@CreditMagic7 wrote:

I got one just today from NFCU for 2.99% APR for 18 months.

Still waiting to see a zero APR offer. Nothing just yet. Bahhh

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I received one from NF  2.99% for 12 months and also just received one from Citi .99% for 12 months. (+fee)

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Cool!

I think i will actually use the 2.99 APR BT offer so to get some mileage with NFCU because not much activity is been going to them at all.

Maybe that will help.

[minski]

No offer for me. I'm carrying a balance of > $3300 on my Citi DC at 0% APR but the promo expires next month. I have the cash to pay it off but if I were to get a 0% APR $0 balance transfer fee offer to my NFCU card, I might consider it to allow more time for the money to sit generating interest. Furthermore, my NFCU card has a higher CL so would lower my individual util. But it is only about 4 months old (got it in October or November?) so may need more history with them.