Exclusive Offer for Cardholders -- NFCU

[peghede]

Got same email today for bt zero for 12 monts on one card (rewards), nothing on the other one (platinum).

[Anonymous]

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@CreditCuriousity wrote:

Yep got exact same offer.. Only carrying approx 1k balance on PenFed at 4.99, but hey why not transfer it to NFCU since no BT fee and 0% for a year.   Every penny counts .  Hopefully many others got this offer as well that can use it to better potential than myself!

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+1

[Anonymous]

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@CreditInspired wrote:

Check your email. I just got this Exclusive Offer for NFCU Cardholders.

Make a balance transfer to your existing NFCU credit card ending in XXXX and enjoy a 0% intro APR on the balance transferred for 12 months.

It gets better. The balance transfer fee is 0% and they did a comparison of other banks' transfer fees: USAA 3%, Citibank 3%, and BoA 3%.

If you received the exclusive offer, it expires April 30, 2017.

Why does this have to be offered when all my CCs already have 0% interest?

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Since it's not costing you amything, you can always consolidate your balances to one card. This way you only have 1 payment to make each month. 

[Anonymous]

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@Anonymous wrote:
Did not receive anything like that but could definately use it my card is only two months old, maybe that's why... but I need to go to the branch tomorrow anyways and ask them if such an lffer may be available to me. Thank you for sharing!

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+1 It never hurts to ask.

[UncleB]

Last year after the holidays they offered a 2.99% BT for 12 months, and I took them up on it.  A few months later they offered 0% to many people, but I didn't get the offer.

This year in January they offered 2.99% BT (same as last year0, and once again I took them up on it... and once again I didn't get the 0% offer.

I think I see a trend here...

Next year I'll hold off on the initial offer to see if maybe I might get the sweet 0% offer as well.

(Thankfully, USAA is now also offering a no-fee 0%/12 month BT, so I wasn't left out in the cold... competition is a great thing.)

[CreditInspired]

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@beautifulblaquepearl wrote:

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@CreditInspired wrote:

Check your email. I just got this Exclusive Offer for NFCU Cardholders.

Make a balance transfer to your existing NFCU credit card ending in XXXX and enjoy a 0% intro APR on the balance transferred for 12 months.

It gets better. The balance transfer fee is 0% and they did a comparison of other banks' transfer fees: USAA 3%, Citibank 3%, and BoA 3%.

If you received the exclusive offer, it expires April 30, 2017.

Why does this have to be offered when all my CCs already have 0% interest?

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Since it's not costing you amything, you can always consolidate your balances to one card. This way you only have 1 payment to make each month. 

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That's a great idea but my balances on my other cards are so low that I PIF each month. But since the promotion doesn't expire until April 30th, and I have been wanting a new bed, maybe, I'll put that on my Macy's and then transfer that balance to my NFCU. Thanks beautifulblaquepearl.

[kevinjjc]

I got the same email.

[pizza1]

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@CreditMagic7 wrote:

I got one just today from NFCU for 2.99% APR for 18 months.

Still waiting to see a zero APR offer. Nothing just yet. Bahhh

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Thats what I got CM7....and I run about $2k thru one of CC's with them. 

[pizza1]

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@UncleB wrote:

Last year after the holidays they offered a 2.99% BT for 12 months, and I took them up on it.  A few months later they offered 0% to many people, but I didn't get the offer.

This year in January they offered 2.99% BT (same as last year0, and once again I took them up on it... and once again I didn't get the 0% offer.

I think I see a trend here...

Next year I'll hold off on the initial offer to see if maybe I might get the sweet 0% offer as well.

(Thankfully, USAA is now also offering a no-fee 0%/12 month BT, so I wasn't left out in the cold... competition is a great thing.)

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Ive never taken them up on any BT offers, and I still havent received the 0% offer...  I just got the 2.99%/18mo offer, $0 fee

[Anonymous]

Went to the branch today to submit documents for my CLOC and asked about any 0% offers, but was told that my account is too new, but that they send out offers regularly to existing customers (apparently every 3-4 months). And I got to walk out with a $5,000 CLOC sooo still successfull