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Hi guys,
for the last couple of months I had the CSP card, nevertheless I feel like it is not the right card for me. Finding the best point usage and similar is somehow stressful for me and I feel like I am not doing a good job at it.
So I was looking for "easier" attempts to reward travel cards and I have focused on Expedia Voyager and Arrival+. I like both of them as the redemption is easy and the points earned are good. Overall after running the numbers, the Expedia card was the winner because of the 4x value on travels via Expedia (I book all travel there and have also achieved gold status there without the card), plus the 100$ annual statement credit and 5000 anniversary bonus points.
First question here, should I have thought about another card as well, if so which one?
If there are no other suggestions, I would like to plan my application with Citi. What are they normally looking for? Which bureau are they pulling?
FICO around 710
AAoA 9 Months
Oldest account 15 Months
Inquiries: 2 last 6 Months
Thanks guys!
Gercredit
Probably EX
Yeah looks like a mix of EQ and EX reported...
Both of them have 1 Inquiry in the last 6 months. Do you think good enough?
you have 2? I wouldn't worry about that
Thanks Creditaddict. Yeah as said, 1 Inquiry on Equifax and 1 inquiry on Experian in the last 6 months.
In the last 12 months I have 4 on Equifax and 3 on Experian.
Does anybody have another credit card suggestion?
You already have the card most people think is the best for travel in the CSP. Maybe if we knew why it didn't work for you we could make a suggestion as to where you should look.
@Anonymous wrote:You already have the card most people think is the best for travel in the CSP. Maybe if we knew why it didn't work for you we could make a suggestion as to where you should look.
Well I think I already explained that:
for the last couple of months I had the CSP card, nevertheless I feel like it is not the right card for me. Finding the best point usage and similar is somehow stressful for me and I feel like I am not doing a good job at it.
The points transferring things seems to be just not right for me, I feel too restricted. So I was thinking more about cards like Arrival+, Venture or Expedia.
I was just thinking if there are other cards I dont know about which have this easy kind of redemption and are good miles earner (Discover IT miles comes to my mind right now as well).