So i just made a purchase with my AMEX credit card for an online purchase. Is this Amex doing a softpull on me to check up on how i am doing or is this a hard pull? Since identity guard is telling me it is "Detecting" im scared that this was a hard pull?? I did not apply for anything, all i did was make an apple iphone purchase for 7.99 lol.. Just got my card last month...
It did show my current balance in the report from identity guard that Amex was reporting 385.00.. And my first payment did post like 3 or 4 days ago.. So mabey it is the new account just reporting to bureas? AHH my credit is going to dip!
if it is your new amex reporting, don't worry too much about the score drop...it'll pick up after it ages a bit
yea it was the card reporting... just got my creditsecure alert a short time ago.. Im glad it started reporting though.. i heard some people had to wait like 2 months for their amex BCE card to report