@vpae wrote:Just some additional context from my end.
Bank pulled FICO 06/11/13
Experian - 770
myFico 06/13 for Experian
Experian - 815
CreditSesame 06/06/13
Experian FAKO - 729
experian.experiandirect.com 06/13/13
Experian Plus Score - 771
PS - It says the FICO Score Simulator is not available for Experian (http://www.myfico.com/Products/FICOOne/Description.aspx)
And it also says
*Positive factors, reflecting areas of your credit behavior that are helping your FICO score, are not currently available with the FICO report based on Experian data.
That doesnt mean they are not included in your score. it just means that they are not providing you with additional bullet points with written statements decribing the positive aspects of your report which are most effecting your score.
@tinuviel wrote:I've been dying to know my EX FICO ever since I started tracking my credit, so I went ahead and bought one today. I'm very pleased -- 743! That's right in line with my EQ and TU FICOs, and now I can say offically that I have achieved my FICO goal for the year -- all FICO scores 740+.
FWIW, my Experian Plus score is 712 and my CS score is 725. I'm thrilled to see that my FICO is higher than my FAKOs.
Woohoo! Grats. My FICOs are 724,725, and 726 lol sooo VERY comparable. My FICOs are higher than my FAKOs as well.
I plucked down the 20 bucks and ordered mine. Wishing I didn't.
I don't get it. 612 today. Mortgage lender pulled me on April 22 and I was at 692. The only difference is that my mortgage is now reporting and a new credit card. 2 new inq. Would that really make my score drop 80 pts? WOW, how long to get those points back?
Told me what was bringing my score down.
1. Public record. I have NO public record. I do have two paid medical collections from 2008. Those are my only baddies.
2. Balance on installments are high compared to original amount. Granted that is true. I haven't made a mortgage payment yet although it is reporting.
3. New accounts. Double wammy here since the mortgage is new.
4. Credit card balances are too high. Report shows $15 owned on a $1000 cli. Hmmmm.
I just pulled mine. PlusScore from Experian.com earlier today was 706. myFICO socre is 735. Making progress
Starting Score: TU (myFICO) , EQ (myFICO) 620 , EX (PlusScore) 661 [1/1/13] 
Just tried to buy mine and got this error:
---------------------------------------------------------------------
Our apologies, an error has occurred...
Thank you for visiting myFICO.com®.
We regret that we cannot provide you with your FICO-Scored Experian Credit Profile as Experian was unable to find credit records matching the personal identification information you submitted. Please Note: Your account has not been charged. You may see a pre-authorization for the purchase on your account. These funds are held temporarily and won't be posted as an actual charge until your order is complete. If you don't complete this order, this pre-authorization will be removed by your bank after a few days.
Thank you,
myFICO Customer Support
@CS800 wrote:Just tried to buy mine and got this error:
---------------------------------------------------------------------
Our apologies, an error has occurred...
Thank you for visiting myFICO.com®.We regret that we cannot provide you with your FICO-Scored Experian Credit Profile as Experian was unable to find credit records matching the personal identification information you submitted. Please Note: Your account has not been charged. You may see a pre-authorization for the purchase on your account. These funds are held temporarily and won't be posted as an actual charge until your order is complete. If you don't complete this order, this pre-authorization will be removed by your bank after a few days.
Thank you,
myFICO Customer Support
o.0; you don't exist 
12/19/19 
06/11/20 
07/02/20
