Experian dropped 25 pts!!!

[inquring_minds]

The refinance of my auto loan with chase and a new cc with chase reported and dropped my scored from 688 to 663!!!

Should I be concerned with Amex? as they usually pull experian for AR's and my score was higher when they initially approved me in 10/07 for their card.

I am concerned..

[fused]

How long have you been doing business with Amex? What is your util on all of your CCs, including your Amex card(s)?

[inquring_minds]

Have been doing business since 10/07, total util is about 8%

[fused]

I wouldn't worry. IMO, you would need to be doing a lot more to have Amex get nervous.

[inquring_minds]

Fused, I will remain positive and keep the util low. 

I kind of expected this once the new tradelines hit, but 25 pts is alot

[jsmith12345]

Is there a certain FICO score that will trigger Amex to look at your existing account?   

[Anonymous]

The INQ and the new account will trigger a AR-

Don't worry.

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jsmith12345 wrote:

Is there a certain FICO score that will trigger Amex to look at your existing account?   

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