Experience with Huntington Voice Card

[CreditMagic7]

[JamP]

Always heard the SL on the Voice card was really low $500 to $1000 but I still wanted it.

Tried for the Voice and was denied in March for not enough revolving credit and credit score too low. Funny thing is thats about the same time I started getting all my other cards.

I've been with Huntington Bank since they took over FMB Bank.

I applied again less then a month ago and was approved for 12k SL, my highest CL so far. No prequal but I have 2 bank accounts and 1 savings through them.

Put about $500 through it already. 3% on Restaurants, gotta love it

[FinStar]

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@IncrsCreditScore wrote:

I am considering applying for the Huntington Voice card.  Will those of you who have this card, please advise me of your experiences with the card.

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I would echo the same sentiment as fedxboy mentioned above - pretty decent bank and I've had a pretty positive experience with them for several years.  I was approved for their 2nd card last month (low rate version) since I already had the rewards WMC version from last year.  I received a pre-approved offer since I have a banking relationship.

[Anonymous]

I have the Voice card.  Had an auto loan with Huntington that they bought.  Just before my loan closed they offered me the card.  Gave a nice sign-up bonus and now get 3% back on my utilities.  They have little bonuses from time to time too that they offer to increase spending.  Recently offered me $50 for spending $1500 on top of my regular rewards.  Also no foreign transaction fees with the card and a free Experian score I think.  Pretty cool bonuses. 

[JamP]

All I can say is WOW and Congratz. I may try for their other card someday.

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@FinStar wrote:

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@IncrsCreditScore wrote:

I am considering applying for the Huntington Voice card.  Will those of you who have this card, please advise me of your experiences with the card.

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I would echo the same sentiment as fedxboy mentioned above - pretty decent bank and I've had a pretty positive experience with them for several years.  I was approved for their 2nd card last month (low rate version) since I already had the rewards WMC version from last year.  I received a pre-approved offer since I have a banking relationship.

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[IncrsCreditScore1]

Thank you to all of you replying regarding your experiences with Huntington.  Before I posted my inquiry I went to Huntington and could find nothing about it not being offered in total USA.  The result, was my post.  However, I noted that one or two responses stated that Huntington does not provide globabl services and thought I would try to check into that more throughly.  I found that only when reading about Huntington Bank was there any mention of services to limited to only a few states.  No where is the info about the Hunting Voice card is this mentioned.  Much to my dismay, I am not eligible to apply for the Huntington Voice Card.  Again, thank you so much for your responses.

Does anyone know of another card that gives a percentage off on utility bill payments?

[FinStar]

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@IncrsCreditScore wrote:

Thank you to all of you replying regarding your experiences with Huntington.  Before I posted my inquiry I went to Huntington and could find nothing about it not being offered in total USA.  The result, was my post.  However, I noted that one or two responses stated that Huntington does not provide globabl services and thought I would try to check into that more throughly.  I found that only when reading about Huntington Bank was there any mention of services to limited to only a few states.  No where is the info about the Hunting Voice card is this mentioned.  Much to my dismay, I am not eligible to apply for the Huntington Voice Card.  Again, thank you so much for your responses.

Does anyone know of another card that gives a percentage off on utility bill payments?

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Not sure as far as a percentage off but perhaps receive rewards for some utlities like cable and internet services?  The Cash+ might be something you can look into.  You can select the same 5% category every quarter if you wish.  I typically select two specific 5% categories and a 2% category depending on the usage for that particular quarter.

[Kb109]

I have it and I LOVE it!!!! The category I chose for the 3x rewards is Utilities. Awesome card!!!!

[BottomRanker]

I'm surprised the picture on the previous page showed the Voice as a Platinum MasterCard - I thought it used to only get issued as a World MasterCard regardless of low CL.

I used to love this card, but this quarter I sock-drawered it. My go-to category got nerfed hard (a bunch of merchant codes no longer qualify) and I didn't find out until my triple rewards category changed, so I have no reason to spend on the card for the next 3 months.

I've also never gotten any promotions with the card, which I guess is the result of applying for it early in its life and spending on it frequently (which I can't foresee doing ever again now).

[FinStar]

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@BottomRanker wrote:

I'm surprised the picture on the previous page showed the Voice as a Platinum MasterCard - I thought it used to only get issued as a World MasterCard regardless of low CL.

I used to love this card, but this quarter I sock-drawered it. My go-to category got nerfed hard (a bunch of merchant codes no longer qualify) and I didn't find out until my triple rewards category changed, so I have no reason to spend on the card for the next 3 months.

I've also never gotten any promotions with the card, which I guess is the result of applying for it early in its life and spending on it frequently (which I can't foresee doing ever again now).

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There are two tiers - Platinum and World MC.  The low APR version is typically issued as a Platinum tier.  The rewards version can be issued as Platinum or World - depending on creditworthiness (not necessarily driven by the CL in a variety of cases).