Am I eligible for any Chase Credit Card? Based on the 5/24 rule.
My accounts are: (although I have an Amex BCE just approved last week which has not reported yet)
Discover Card-Sept 2017
Deserve Card-Dec 2017
First Premier Card-Jan 2018
CapOne Card-Oct 2018
CreditOne Card-Oct 2018
I believe I have a good score in terms of number as am laying between 700s above on fico and others.
Going by the chase rule 5/24 which am still finding hard to understand, please can any expert tell me point blank if am eligible for a Chase Credit Card or NOT.
I'm not an expert by any means, but based on the information provided, you wouldn't be eligible until after that Discover card hits two years.....so Sept 2019. I would wait until October 2019 just to be safe.
You're at 6/24. The 5/24 policy means you can't have more than 5 accounts opened in the last 24 months. As the others have mentioned, you'll have to wait until that Disco drops off before applying. People have bypassed this with the green checkmarks, in branch approvals, and there was some info about bypassing it on Credit Journey. To be on the safe side, just wait until late 2019.
Your post has been updated with new information since my original reply.
You will need to wait until both the Discover & the Deserve credit cards hit two years since you just got that AMEX.
So....I wouldn't try for Chase until January 2020 and that's also assuming you don't apply for any more cards until then.
Sorry, you're not eligible until late 2019/early 2020 as others have stated due to the 5/24 rule.