Just to clarify, if you are adding her as an AU on your cards that have been open for a while those would not be "new" cards to her for scoring purposes. She would inherit the age of your accounts and it sounds like that would be a good thing for her average age of accounts (which just took a big hit due to 2 new accounts) and number of cards. Is there something we are missing?
@K-in-Boston wrote:Just to clarify, if you are adding her as an AU on your cards that have been open for a while those would not be "new" cards to her for scoring purposes. She would inherit the age of your accounts and it sounds like that would be a good thing for her average age of accounts (which just took a big hit due to 2 new accounts) and number of cards. Is there something we are missing?
I already answered you. The accounts she is using of mine are NEW opened last month.
Sorry, that's the part we were missing. You mentioned she had recently opened up a new BT card and that your cards had perfect payment history, so it sounded like you were talking about adding her to established accounts.