What are you looking for?
--rewards
--initial 0% APR on purchases
--low regular APR (in other words, you plan to carry balances)
--ability to BT
and so forth.
I am not too concerend with points or rewards when it comes to CC's, but would like to know about cards that have travel benifits, insurance, fairly low APR, ect..
On monday morning I applied for a NFCU Platinum card and also a NAV Chek LOC.
The told me 24 hrs on the LOC and 3-5 days on the CC.
Its now Wed morning and havent heard anything.
Maybee Friday I will follow up.
Hope they both go through!!!
If I were able to get that CC + LOC that would put me at 2 prime cards (On Mon my BOA graduated) and 1 LOC.
I feel as if I would want only one maybee 2 more PRIME cards and 1 Cheveron/Texaco gas card would be good to have for a LONG term out look.
If I were to get that I would look at droping my orchard to keep 4 prime CC, 1 LOC, and 1 Gas card
I realize that I might take a hit on Fico points and the abilty to apply for other credit casue of inquires, too many new accounts, but I am more looking at the age of accoutns nows.
CL is important but I'm willing to be patient over the comming years knowing that I am building a SOILD credit foot print.
Do you feel its best that I take a hit now and start to build the Prime card acocunts that wills tay with me forever?
What Banks or CU's do you reccomend that will be worth keeping forever?
Of those Bank or CU's, what products do you reccomend?
I dont understand the benifits of having an AMEX card!
Is it accpepted everywher like Visa and Mastercard?
I realize its alot of questions and forsure i will be in debt to anyone that can assist.
Thank you
