jenna4now2 wrote:
How does someone know their FICO score? I know my scores... plural... but is there a general overall score that banks look at for mortgages and other lending, or does EVERYONE usually pull a particular CR?
When applying for a CC, most CCCs, CUs, and banks, I believe, pull one and occassionally two CR. Capital One pulls all three (from experience). However, if you are applying for a mortgage or auto loan, the mortgage company or bank usually (but not always) pulls all three and takes either the average of the three
or more likely the middle score. Other times, they use their own scoring model that matches none of your scores because it is based on their own particular criteria. It can get complicated in a hurry.
