FIGFCU : Crystal VISA CC 3% on Everything (1st Year)

[Wavester64]

Saw a YouTube mention this one last night - checked on here, not see any chatter on it:

It's the Farmer's Insurance FCU Crystal VISA Card:

https://figfcu.org/crystal-visa

3% CB on everything first year, and 2.5% CB going forward - no limits.

Not up on anything about this one (who they pull, geofenced, difficulty on membership) wanted
to see if any fellow MF'ers could shed some light.

If not to hard to obtain, this would be a great back up or work alongside CC with AOD or a good card for those who can't get an AOD CC.

[Anonymous]

Doesn't look easy to join

[blindambition]

I remember one of the 1mil+ members had this I believe, can't remember who. Only dropping to 2.5% makes it nice. 
ETA: AF after first year. Also $50 redemption. No thanks!

[AverageJoesCredit]

Having 3 2% cards is so much easier than trying to say FIGfaCoo , so im good lol

[MoneyBurns]

It says "No annual fee for the first year." 😢

[Brian_Earl_Spilner]

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@blindambition wrote:

I remember one of the 1mil+ members had this I believe, can't remember who. Only dropping to 2.5% makes it nice. 
ETA: AF after first year. Also $50 redemption. No thanks!

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But it's 0% on purchases for 6 months!

[UpperNwGuy]

Sounds like a carbon copy of the Alliant card.

[Wavester64]

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@MoneyBurns wrote:

It says "No annual fee for the first year." 😢

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Eek, totally missed that. Oh well..  

[1GaDawg85]

This is an interesting bit from their site in the fine print

If you are in an introductory rate promotion, you are not eligible to increase limits until the introductory rate promotion has expired.

[Anonymous]

Membership is open to:

Farmers Insurance (including Foremost, Bristol West and 21st Century)

• Employees, agents, and agents' employees
• Employees and agents of Farmers New World Life
• Immediate family members of current members and eligible non-members
• Retirees
• Employees of Farmers Financial Services

Other groups by state:

Arizona

• City of El Mirage
• Orangewood Village Mobile Home Owners, Phoenix

California

• Acoustical Material Supply, Santa Fe Springs
• B & T Industries, Merced
• California Panel & Veneer Company, Cerritos
• Central Valley Diagnostics Laboratory, Merced
• Circle Freight International, Inglewood
• Coldwell Banker, Merced
• George Industries, Los Angeles
• Greater Merced Chamber of Commerce (voting members)
• International Hair/Nails, Merced
• Leed Plastics Corp., Los Angeles
• Lipton Foods, Merced
• Merced County Association of Realtors
• Merced Hispanic Chamber of Commerce
• Omnikron Systems, Inc., Los Angeles
• Palomar Cleaners, Carlsbad
• Re/Max Associates, Oceanside
• Signet Armorlite, Inc., San Marcos
• S.L. Fusco, Inc., Rancho Dominguez
• Sondo Services, Inc., Los Angeles
• Surface Protection Industries, Inc., Los Angeles
• Teradyne, Agoura Hills
• Toyota of Merced
• Western Flight, Inc., Carlsbad

Colorado

• CareCore, Colorado Springs

Florida

• Bristol West (all locations)

Idaho

• Greater Pocatello Chamber of Commerce (voting members)

Kansas

• Grundfos, Inc., Olathe, Kansas

Oklahoma

• Shepherd Mall Management Co., Oklahoma City
• Shepherd Mall Security, Oklahoma City

Oregon

• Teradyne, Tualatin