So after about a year and 6 months my SunTrust Secured CC graduated!
Received a letter in the mail 'Congratulations after a year review of your ST Secured CC we have moved you to an unsecured CC and moved your deposit to our ST Savings acct.
Data Points:
Opened late 2019 with $320.00 (Fico 8 at that time 618)
Collections on report at the time = 3
Other CC's at that time = 4 (all secured 'see siggy')
Never misses a payment / ran about 60% of SL on it every month and paid it off about an avg of 40 to 60 days later.
Fico at time of graduation EQ 702, EX 634, TU 624
Bal at time of graduation = $0.00
Collections at time of graduation = 1 (PFD the other 2 a couple months ago)
Moved to unsecured at the same SL of $320.00 but i'm good with that right now. Last of my inquires fall of in June so I want to keep things clean right now for thie mortage trigger I'm pulling in April 2022.
But I'm not going to lie I was thinking about pulling that PC trigger with SunTrust just to see what I could get but chickened out
If anyone has done a PC after a SunTrust graduation please let me know how it went - (I just paid all my CC to $0.00 and took the FICO -11 point hit so now my EQ is sitting at 691) so there's that.
Congratulations on your SunTrust graduation!
Congratulations on your Graduation!
Congrats 🎉🍾👏 on your SunTrust graduation! 🤩
Congratulations on your graduation!!
Congrats on the graduation!
Congrats on the SunTrust graduation!
Congrats. I have a bbt secured card I wonder if it will unsecure as well since suntrust and bbt are merged together now.
Congrats on your SunTrust graduation!