FNB of Omaha

[B335is]

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@myjourney wrote:

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@jbsea wrote:

Thanks My Journey and Irish.... Myjourney that is what I was perfect. 

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You're welcome 

Also to add they really are a fairly large bank and all apps are manually reviewed 

The only way in with them is if you live within there banking footprint or you get an invite 

Some see approval same day some take longer 

I submitted mine like 6am and by maybe 10am I got the approval email 

There are also 2 versions I've seen them send out of the Amex 

1) 2% gas and groceries 

2) 1% everything 

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The co branded FNBO cards don't have the geographic restrictions so that is an alternate way in if you're out of the footprint or don't have pre approval. 

[jbsea]

Yeah, cap one is weekly...  besides I really dont need it.  But it is nice to be wanted by a different ccc

[myjourney]

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@B335is wrote:

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@myjourney wrote:

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@jbsea wrote:

Thanks My Journey and Irish.... Myjourney that is what I was perfect. 

---

You're welcome 

Also to add they really are a fairly large bank and all apps are manually reviewed 

The only way in with them is if you live within there banking footprint or you get an invite 

Some see approval same day some take longer 

I submitted mine like 6am and by maybe 10am I got the approval email 

There are also 2 versions I've seen them send out of the Amex 

1) 2% gas and groceries 

2) 1% everything 

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The co branded FNBO cards don't have the geographic restrictions so that is an alternate way in if you're out of the footprint or don't have pre approval. 

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True but OP just asked about the Amex version so it didn't cross my mind Lol

[Dw4250]

Myjourney- You mentioned SP CLIs are available every 3 months. Is it better to do online or over the phone?

I've barely used mine since I got it in January...do I still have a shot? I have the Platinum Visa with a $3000 limit.

[myjourney]

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@Dw4250 wrote:
Myjourney- You mentioned SP CLIs are available every 3 months. Is it better to do online or over the phone?

I've barely used mine since I got it in January...do I still have a shot? I have the Platinum Visa with a $3000 limit.

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Never ever to online no no no HP 

Always call and simply ask do I have any pre-approval SP CLI's 

You will be asked 

Income 

Rental or Mortgage amount 

And typing so fast can't remember 3rd question 

Edit to add you call tomorrow and let me know what increase you got 

[Dw4250]

Great thanks so much and I will! 😉

[myjourney]

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@Dw4250 wrote:
Great thanks so much and I will! 😉

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Good luck but some how don't think you'll need it.

I'll be pulling for you but you knew that didn't you

[Anonymous]

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@myjourney wrote:

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@Dw4250 wrote:
Myjourney- You mentioned SP CLIs are available every 3 months. Is it better to do online or over the phone?

I've barely used mine since I got it in January...do I still have a shot? I have the Platinum Visa with a $3000 limit.

---

Never ever to online no no no HP 

Always call and simply ask do I have any pre-approval SP CLI's 

You will be asked 

Income 

Rental or Mortgage amount 

And typing so fast can't remember 3rd question 

Edit to add you call tomorrow and let me know what increase you got 

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I just called them recently for a CLI. They do ask 3 questions: annual income, if you rent or have a mortgage, amount of monthly payment. You just made them into 2 questions.

[myjourney]

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@Anonymous wrote:

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@myjourney wrote:

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@Dw4250 wrote:
Myjourney- You mentioned SP CLIs are available every 3 months. Is it better to do online or over the phone?

I've barely used mine since I got it in January...do I still have a shot? I have the Platinum Visa with a $3000 limit.

---

Never ever to online no no no HP 

Always call and simply ask do I have any pre-approval SP CLI's 

You will be asked 

Income 

Rental or Mortgage amount 

And typing so fast can't remember 3rd question 

Edit to add you call tomorrow and let me know what increase you got 

---

I just called them recently for a CLI. They do ask 3 questions: annual income, if you rent or have a mortgage, amount of monthly payment. You just made them into 2 questions.

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Thank you Lol 

Knew it was a 3rd 

Bravo 

[jbsea]

SP for cli, I think that I have to accept the offer... or app for it or what ever it is.  I can always use help in utl.