FNBO Closed Ducks Unlimited!

[Loquat]

With $728k in available credit you probably won't even notice but it still sucks all the same. Like you I have a few cards that I put less than 5 bucks on via Amazon reload to show activity but as you mentioned, that may not be good enough anymore. We shall see. I'm still shocked that CapOne hasn't slashed by $44.5k and that card gets VERY little use.

[Anonymous]

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@CreditCuriosity wrote:

Alot of us telework now so i might fill up once a month?  Where I use to fill-up a few times a week

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I understand that but you get 5% on anything that you buy inside the gas station.  You don't have to buy gas at all.  5% back on beer!  

[AverageJoesCredit]

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@woodyman100 wrote:

Well it looks like my turn at the chopping block has begun.

Quite frankly i'm shocked I have skated through this long.

FNBO closed Ducks Unlimited and the 10k line that went with it

Still have the Platinum at 30,600 and the Amex at 18,500.

Just charges $1 to it in September to show activity.

I guess that isn't going to cut it anymore.

I fully expect Capital One, Synchrony and others to come whack away at my stash.

Bound to happen. My utilization is less than 1%. NEVER carry a balance.

I do spend a lot, but that is mostly AOD, Flagship and business cards.

Everything else is the coffee of the quarter club.

Have been on hold for about 15 minutes waiting to talk to a CSR, but i don't hold out hope.

It was good while it lasted.

Still hanging onto 728k available credit

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Sorry to read Woody but with 728k worth of credit, i think you'll be ok My best to the fam

[woodyman100]

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@UpperNwGuy wrote:

If you still have $728,000 in credit limits, why do you care about losing a paltry $10,000, especially for a card you weren't using?

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Because I wanted it. Nothin more. Nothing less

[woodyman100]

Took awhile but I got through.

I was told I went through a review and would receive a letter. 
probably inquiries, balance in relation to original loan amount

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@CreditCuriosity wrote:

Hmmm going to have to use my DU card soon.. I did use it for some ammo about 4 months back and a tank a gas since, but really not driving much recently thanks to our not so friendly virus...   Will throw a few hundred charge on it on an upcoming bill and the 5% i dont really want to lose at sporting goods/gas when i do end up driving.  I have BTs offer coming left and right from them at 6.99 for life and 0% fee..  nope my regular nfcu platinum destroys that at 5.99 and no bt fee lol.  You are doing fine though woody where you lose one you gain another!

edit: just did lazy mode and put 25$ for amazon GC balance until I can get to purchasing more "sporting goods" in the next month.

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. Etc etc.
i'll follow up when I get the letter

[woodyman100]

I was planning on consolidating and kept putting it off. Procrastination seldom pays....

[woodyman100]

I have several 5% cards between DW and I. 

[woodyman100]

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@AverageJoesCredit wrote:

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@woodyman100 wrote:

Well it looks like my turn at the chopping block has begun.

Quite frankly i'm shocked I have skated through this long.

FNBO closed Ducks Unlimited and the 10k line that went with it

Still have the Platinum at 30,600 and the Amex at 18,500.

Just charges $1 to it in September to show activity.

I guess that isn't going to cut it anymore.

I fully expect Capital One, Synchrony and others to come whack away at my stash.

Bound to happen. My utilization is less than 1%. NEVER carry a balance.

I do spend a lot, but that is mostly AOD, Flagship and business cards.

Everything else is the coffee of the quarter club.

Have been on hold for about 15 minutes waiting to talk to a CSR, but i don't hold out hope.

It was good while it lasted.

Still hanging onto 728k available credit

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Sorry to read Woody but with 728k worth of credit, i think you'll be ok My best to the fam

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Thank you my friend

[M_Smart007]

Sorry for your Ducks closeure

[Remedios]

@woodyman100  sorry ☹️