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FNBO Closed Ducks Unlimited!

Loquat
Moderator

Re: FNBO Closed Ducks Unlimited!

With $728k in available credit you probably won't even notice but it still sucks all the same. Like you I have a few cards that I put less than 5 bucks on via Amazon reload to show activity but as you mentioned, that may not be good enough anymore. We shall see. I'm still shocked that CapOne hasn't slashed by $44.5k and that card gets VERY little use.
Message 11 of 29
Overmedicated
Community Leader
Valued Contributor

Re: FNBO Closed Ducks Unlimited!


@CreditCuriosity wrote:

Alot of us telework now so i might fill up once a month?  Where I use to fill-up a few times a week


I understand that but you get 5% on anything that you buy inside the gas station.  You don't have to buy gas at all.  5% back on beer!  

FICO 8
Message 12 of 29
AverageJoesCredit
Mega Contributor

Re: FNBO Closed Ducks Unlimited!


@woodyman100 wrote:

Well it looks like my turn at the chopping block has begun.

 

Quite frankly i'm shocked I have skated through this long.

 

FNBO closed Ducks Unlimited and the 10k line that went with it

 

Still have the Platinum at 30,600 and the Amex at 18,500.

 

Just charges $1 to it in September to show activity.

 

I guess that isn't going to cut it anymore.

 

I fully expect Capital One, Synchrony and others to come whack away at my stash.

 

Bound to happen. My utilization is less than 1%. NEVER carry a balance.

 

I do spend a lot, but that is mostly AOD, Flagship and business cards.

 

Everything else is the coffee of the quarter club.

 

Have been on hold for about 15 minutes waiting to talk to a CSR, but i don't hold out hope.

 

It was good while it lasted.

 

Still hanging onto 728k available credit


Sorry to read Woody but with 728k worth of credit, i think you'll be okSmiley Wink My best to the famSmiley Happy

Message 13 of 29
woodyman100
Valued Contributor

Re: FNBO Closed Ducks Unlimited!


@UpperNwGuy wrote:

If you still have $728,000 in credit limits, why do you care about losing a paltry $10,000, especially for a card you weren't using?


Because I wanted it. Nothin more. Nothing less

NFCU-ICCU-EECU-Signature-AOD-Redstone-CapitalOne-Goldman Sachs (Apple)-Huntington-John Deere-Discover-BofA-Chase-Amex-Banco de Popular-Banco Do Brasil-Commerce-Truist-Citi-Synchrony-HSBC-USAA-Amegy-FNBO-Dell-Regions-Citizen’s-Wex-Hatch-Barclaycard-Comenity-DSNB-Webbank
Message 14 of 29
woodyman100
Valued Contributor

Re: FNBO Closed Ducks Unlimited!

Took awhile but I got through.

I was told I went through a review and would receive a letter. 
probably inquiries, balance in relation to original loan amount


@CreditCuriosity wrote:

Hmmm going to have to use my DU card soon.. I did use it for some ammo about 4 months back and a tank a gas since, but really not driving much recently thanks to our not so friendly virus...   Will throw a few hundred charge on it on an upcoming bill and the 5% i dont really want to lose at sporting goods/gas when i do end up driving.  I have BTs offer coming left and right from them at 6.99 for life and 0% fee..  nope my regular nfcu platinum destroys that at 5.99 and no bt fee lol.  You are doing fine though woody where you lose one you gain another!

 

edit: just did lazy mode and put 25$ for amazon GC balance until I can get to purchasing more "sporting goods" in the next month.



. Etc etc.
i'll follow up when I get the letter

NFCU-ICCU-EECU-Signature-AOD-Redstone-CapitalOne-Goldman Sachs (Apple)-Huntington-John Deere-Discover-BofA-Chase-Amex-Banco de Popular-Banco Do Brasil-Commerce-Truist-Citi-Synchrony-HSBC-USAA-Amegy-FNBO-Dell-Regions-Citizen’s-Wex-Hatch-Barclaycard-Comenity-DSNB-Webbank
Message 15 of 29
woodyman100
Valued Contributor

Re: FNBO Closed Ducks Unlimited!

I was planning on consolidating and kept putting it off. Procrastination seldom pays....

NFCU-ICCU-EECU-Signature-AOD-Redstone-CapitalOne-Goldman Sachs (Apple)-Huntington-John Deere-Discover-BofA-Chase-Amex-Banco de Popular-Banco Do Brasil-Commerce-Truist-Citi-Synchrony-HSBC-USAA-Amegy-FNBO-Dell-Regions-Citizen’s-Wex-Hatch-Barclaycard-Comenity-DSNB-Webbank
Message 16 of 29
woodyman100
Valued Contributor

Re: FNBO Closed Ducks Unlimited!

I have several 5% cards between DW and I. 

NFCU-ICCU-EECU-Signature-AOD-Redstone-CapitalOne-Goldman Sachs (Apple)-Huntington-John Deere-Discover-BofA-Chase-Amex-Banco de Popular-Banco Do Brasil-Commerce-Truist-Citi-Synchrony-HSBC-USAA-Amegy-FNBO-Dell-Regions-Citizen’s-Wex-Hatch-Barclaycard-Comenity-DSNB-Webbank
Message 17 of 29
woodyman100
Valued Contributor

Re: FNBO Closed Ducks Unlimited!


@AverageJoesCredit wrote:

@woodyman100 wrote:

Well it looks like my turn at the chopping block has begun.

 

Quite frankly i'm shocked I have skated through this long.

 

FNBO closed Ducks Unlimited and the 10k line that went with it

 

Still have the Platinum at 30,600 and the Amex at 18,500.

 

Just charges $1 to it in September to show activity.

 

I guess that isn't going to cut it anymore.

 

I fully expect Capital One, Synchrony and others to come whack away at my stash.

 

Bound to happen. My utilization is less than 1%. NEVER carry a balance.

 

I do spend a lot, but that is mostly AOD, Flagship and business cards.

 

Everything else is the coffee of the quarter club.

 

Have been on hold for about 15 minutes waiting to talk to a CSR, but i don't hold out hope.

 

It was good while it lasted.

 

Still hanging onto 728k available credit


Sorry to read Woody but with 728k worth of credit, i think you'll be okSmiley Wink My best to the famSmiley Happy



Thank you my friend

NFCU-ICCU-EECU-Signature-AOD-Redstone-CapitalOne-Goldman Sachs (Apple)-Huntington-John Deere-Discover-BofA-Chase-Amex-Banco de Popular-Banco Do Brasil-Commerce-Truist-Citi-Synchrony-HSBC-USAA-Amegy-FNBO-Dell-Regions-Citizen’s-Wex-Hatch-Barclaycard-Comenity-DSNB-Webbank
Message 18 of 29
M_Smart007
Epic Contributor

Re: FNBO Closed Ducks Unlimited!

Sorry for your Ducks closeureSmiley Sad

Message 19 of 29
Remedios
Moderator

Re: FNBO Closed Ducks Unlimited!

@woodyman100  sorry ☹️

Message 20 of 29
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