I do not get FR by no AMEX. I am waiting on my new AMEX Delta sky miles. If I get FR- i am cancelling on the spot. I don't care what kind of a FICO dive I would have to take. If more of their customers will tell them the same- they would rethink this whole FR buisness. i got other credit cards.
So what would be the right way?
Cancel by yourself or let them cancel it?