Fastest way to 100K in revolving credit

[Arago]

Assuming a FICO of 750+, what would you do to get to 100K in revolving credit in the quickest way possible?

[Arago]

Starting from 20K in credit.

[FinStar]

And, assuming no AmEx because of previous negative history, correct?

https://ficoforums.myfico.com/t5/Credit-Cards/AMEX-in-Canada/m-p/6266516

[NRB525]

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@Arago wrote:

Starting from 20K in credit.

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Which cards are already in your wallet?

[K-in-Boston]

The fastest way would probably be to open up a few $25,000 secured cards like those offered by First Tech FCU.  Without other details, it's really impossible to make suggestions.  Just having a score of 750+ isn't much to go on; depending on the person, the answer could be open 100 new credit cards or "go to your bank and just open one card."

[simplynoir]

Could just do it all on one card like a few forum members have on here if you're serious about it. I know @FinStar, myself and a few others have six digit lines in our credit card lineup

[stw715]

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@Arago wrote:

Assuming a FICO of 750+, what would you do to get to 100K in revolving credit in the quickest way possible?

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One way, Applying for few Synchrony issued major credit cards (or store one's if it fits your situation, whatever it may be), then call its Credit Solution dept even before you physically received the cards on most of them and ask CLI to 25k or bit higher on each, Done... Of course I am NOT in any way recommending nor encouraging you doing it, with Synchrony been shut down happy over last 6~ish months, those 100k may not last very long.

[FinStar]

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@stw715 wrote:

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@Arago wrote:

Assuming a FICO of 750+, what would you do to get to 100K in revolving credit in the quickest way possible?

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One way, Applying for few Synchrony issued major credit cards (or store one's if it fits your situation, whatever it may be), then call its Credit Solution dept even before you physically received the cards on most of them and ask CLI to 25k or bit higher on each, Done... Of course I am NOT in any way recommending nor encouraging you doing it, with Synchrony been shut down happy over last 6~ish months, those 100k may not last very long.

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Yeah, this might've been viable if SYNCB hadn't changed the landscape in past year with several AAs to boot, so I'd say this may be "applicant beware" situation unless the individual sticks to one (maybe 2) SYNCB CCs (low hanging fruit) with decent growth potential, such as Venmo Visa, Sam's Club MC, etc.

But, if it were me, I'd go with something more viable such as First Tech (as suggested upthread), NFCU, BoA, for instance; if assets, profile and income support it.  Of course, also taking into consideration the type of product to leverage some benefits, if that's of importance to an individual.

[Brian_Earl_Spilner]

3 words

Shopping cart trick

[FinStar]

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@Brian_Earl_Spilner wrote:

3 words

Shopping cart trick

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Explain how this would fast track to $100K in a short period - without Comenity shutting down accounts if multiple ones were to be opened in short succession.  Max CLs on any new majors these days are capped at $15K to $20K.