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What's your favorite Cashback Credit Card (CC) and why??
Depends on the category. Depends on the redemption options.
Recent changes on WF Propel makes it easier to redeem for purchases vs the old structure requiring using $25 minimum.
BOA is easy to redeem for statement credits.
Discover is an easy redemption or DD to your bank account.
USB Cash+ is a high earner w/ 5%
Amex BCP at 6%
It really depends on how you want to use them and redeem them.
If I wasn't into miles, perks and bonus chasing...I'd probably go with BofA Premium (main card) and Cash Rewards (secondary).
2.625% - 5.25% cash back.
Since I drink myself silly and my largest spend per month is dining, I like the Uber Visa.
If I never fly again, I will go propel+DC+cf+it.
US Bank Cash+
AMEX Cash Preferred
PenFed 5% gas card
Alliant Visa Signature
Citi has had me spoiled for the last 2 years or so with my Sears MC card
10% statement credit gas, groceries, restaurants
they give me it 8-10 months out of the year and varies with up to $2000max ($200/month credit)
Which allows me NOT to use pretty much any other cards since I can also buy gift cards for
HD, lowes, any other place you can think of
@Anonymous wrote:Citi has had me spoiled for the last 2 years or so with my Sears MC card
10% statement credit gas, groceries, restaurants
they give me it 8-10 months out of the year and varies with up to $2000max ($200/month credit)
Which allows me NOT to use pretty much any other cards since I can also buy gift cards for
HD, lowes, any other place you can think of
lol you must be my cousin lol citi gave me that with my best buy lol. i buy gift cards at krogers so i get kroger points also
Amazon Store Card — The vast majority of my spending is on Amazon so that 5% is really nice. I even pick up a few gift cards here and there when I shop at places other than Amazon.