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Favorite Cashback - Credit Card (CC)

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TheFIGuy
Established Contributor

Favorite Cashback - Credit Card (CC)

What's your favorite Cashback Credit Card (CC) and why??

Message 1 of 34
33 REPLIES 33
Anonymous
Not applicable

Re: Favorite Cashback - Credit Card (CC)

Depends on the category.  Depends on the redemption options.

 

Recent changes on WF Propel makes it easier to redeem for purchases vs the old structure requiring using $25 minimum.

BOA is easy to redeem for statement credits.

Discover is an easy redemption or DD to your bank account.

USB Cash+ is a high earner w/ 5% 

Amex BCP at 6% 

 

It really depends on how you want to use them and redeem them.

Message 2 of 34
wasCB14
Super Contributor

Re: Favorite Cashback - Credit Card (CC)

If I wasn't into miles, perks and bonus chasing...I'd probably go with BofA Premium (main card) and Cash Rewards (secondary).

 

2.625% - 5.25% cash back.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 3 of 34
Fico82
Frequent Contributor

Re: Favorite Cashback - Credit Card (CC)

I like my discover . Easy to redeem and customer service top notch.






Message 4 of 34
Anonymous
Not applicable

Re: Favorite Cashback - Credit Card (CC)

Since I drink myself silly and my largest spend per month is dining, I like the Uber Visa.   

Message 5 of 34
Anonymous
Not applicable

Re: Favorite Cashback - Credit Card (CC)

If I never fly again, I will go propel+DC+cf+it.

Message 6 of 34
hzynneb
New Contributor

Re: Favorite Cashback - Credit Card (CC)

US Bank Cash+ 

AMEX Cash Preferred 

PenFed 5% gas card 

Alliant Visa Signature 

 

Message 7 of 34
Anonymous
Not applicable

Re: Favorite Cashback - Credit Card (CC)

Citi has had me spoiled for the last 2 years or so with my Sears MC card

 

10% statement credit gas, groceries, restaurants

 

they give me it 8-10 months out of the year and varies with up to $2000max ($200/month credit)

 

Which allows me NOT to use pretty much any other cards since I can also buy gift cards for

HD, lowes, any other place you can think of

Message 8 of 34
JoeLuvsHisCredit
Valued Contributor

Re: Favorite Cashback - Credit Card (CC)


@Anonymous wrote:

Citi has had me spoiled for the last 2 years or so with my Sears MC card

 

10% statement credit gas, groceries, restaurants

 

they give me it 8-10 months out of the year and varies with up to $2000max ($200/month credit)

 

Which allows me NOT to use pretty much any other cards since I can also buy gift cards for

HD, lowes, any other place you can think of


lol you must be my cousin lol citi gave me that with my best buy lol. i buy gift cards at krogers so i get kroger points also Smiley Happy 

Message 9 of 34
Anonymous
Not applicable

Re: Favorite Cashback - Credit Card (CC)

Amazon Store Card — The vast majority of my spending is on Amazon so that 5% is really nice. I even pick up a few gift cards here and there when I shop at places other than Amazon. 

Message 10 of 34
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