Favorite current card you have and why

[longtimelurker]

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@GeneralCucumbre wrote:

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@slweal87 wrote:

Just curious what your favorite current card is and why.

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Currently it might be the Citi ThankYou Premier due to the 3X points earnings on dining out as I do that a lot.  I say it might be my favorite because I just got this card about a week ago and have been using it for everything so I am waiting to see the point yield after the first statement cuts.  

I do enjoy Chase Freedom quite a bit with the 5% rotating categories but every now and then they will have a lull in categories (like shopping at a particular department store).  Before getting the Citi ThankYou Premier, my Chase Freedom card was the card that I used for everything.  Freedom may still be my favorite card but, like I said, I am giving Citi ThankYou Premier a try and I'll see how it goes.

Both cards are pretty legit, Chase and Citi are both great banks and credit card companies...I've never gone wrong with them.

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On the Premier, would you pay the $125 AF when it becomes due?  I am cancelling mine in April!

[gobluechicago]

SPG Amex...at least until the annual fee is due, when I will cancel :-)

Pros: great sign-up bonus, great value of SPG *points, and all the benefits of AMEX

[slweal87]

What is the SPG Amex? I went to their website and can not figure it out!!

[longtimelurker]

Starwood Preferred Guest

https://www304.americanexpress.com/credit-card/starwood-preferred-guest/25330

[red259]

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@gobluechicago wrote:

SPG Amex...at least until the annual fee is due, when I will cancel :-)

Pros: great sign-up bonus, great value of SPG *points, and all the benefits of AMEX

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What are you going to do when you cancel the card? It seems like one of those cards that you would keep unless you are going to totally leave the startpoints program versus something like the CSP where there are other chase cards that can give you UR points. 

[DavidZeng]

Currently, I love my BCP most, since I shop a lot groceries

[FastForward]

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@slweal87 wrote:
What is the SPG Amex? I went to their website and can not figure it out!!

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Starwood Preferred Guest. From what I hear, it's one of AmEx's best travel cards because of its airline mile transfer program & mile redemption values.  Looks to be a great travel card to consider.

[scenery_guy]

AMEX Delta Reserve for business. Earns miles and covers the MQD requirements that started this year. Also earns 15K MQM at $30K spend annually plus another 15K MQM at $60K spend annually. After $60K spend I stop using the card to pay for things and just use it for lounge access. As much as I dislike Delta and it's moves lately it's still the best service and on time airline out there in my opinion. 

[gobluechicago]

I'll probably get the business card, which also has first year fee waived. I think the signup bonus is also similar (25-30k *point on $5k spend)

Then rinse and repeat. 

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@red259 wrote:

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@gobluechicago wrote:

SPG Amex...at least until the annual fee is due, when I will cancel :-)

Pros: great sign-up bonus, great value of SPG *points, and all the benefits of AMEX

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What are you going to do when you cancel the card? It seems like one of those cards that you would keep unless you are going to totally leave the startpoints program versus something like the CSP where there are other chase cards that can give you UR points. 

[red259]

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@gobluechicago wrote:

I'll probably get the business card, which also has first year fee waived. I think the signup bonus is also similar (25-30k *point on $5k spend)

Then rinse and repeat. 

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@red259 wrote:

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@gobluechicago wrote:

SPG Amex...at least until the annual fee is due, when I will cancel :-)

Pros: great sign-up bonus, great value of SPG *points, and all the benefits of AMEX

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What are you going to do when you cancel the card? It seems like one of those cards that you would keep unless you are going to totally leave the startpoints program versus something like the CSP where there are other chase cards that can give you UR points. 

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I may do this as well, but I think we may need to wait more than a year before reapplying to get bonus.