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Finally!! Approved by Chase!!

Established Contributor

Finally!! Approved by Chase!!

I am so excited to get my foot in the door with Chase. I applied for a bp visa about 10 days ago and I got the "letter in two weeks" screen. I called a few days later and they kept telling me the application was pending. Someone finally told me the bp visa has been declined but the bp store card was pending. Everytime I called, the csr would tell me that there was nothing they could do, I just had to wait. Finally I called back Saturday and got a csr that was willing to help. She asked me a bunch of questions and finally said that she was going to give me a recommendation for the card and someone will call me in the next day or two from the verification department. They called me yesterday but I missed it so I called them back this morning and they approved me for the store card for 400.00. I know it's not much of a limit but I am very excited because I just wanted in the door with them so I can eventually get the freedom card! I owe alot of thanks to this community because I would never have called and called until I got some sort of an answer from them. I feel like they would have denied me if I would not have been persistent.....so thank you all!!  Smiley Very Happy

 

It's funny how many csr's you have to go through to get to one that will help.

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 1 of 11
10 REPLIES
Valued Contributor

Re: Finally!! Approved by Chase!!

Whew! Congrats! Finally!  Smiley Happy

Ray

** Every Card has a Job, and Every Card does its Job **
Message 2 of 11
Established Contributor

Re: Finally!! Approved by Chase!!

Congrats! But looking at your scores and cards, it looks like you could have qualified for a freedom now, provided that your credit history is at least 1 yr....

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Message 3 of 11
Mega Contributor

Re: Finally!! Approved by Chase!!

CONGRATS!!!!



EQ FICO 548 3/3/16
Message 4 of 11
Established Contributor

Re: Finally!! Approved by Chase!!

I was trying to quote a previous post but I can't from my mobile. Anyways......I have only had my credit accounts open for a month or so. I was going to wait a year before applying for anything bigger with chase....hopefully I can get something then

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 5 of 11
Established Contributor

Re: Finally!! Approved by Chase!!

Congrats



FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K
Message 6 of 11
Mega Contributor

Re: Finally!! Approved by Chase!!

Id give it 6 months then go for the Freedom!!!




EQ FICO 548 3/3/16
Message 7 of 11
Senior Contributor

Re: Finally!! Approved by Chase!!

Congrats!!!

I agree with LS2982... Loving my Freedom and all the cashback I have on my Ultimate Rewards account!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 8 of 11
Mega Contributor

Re: Finally!! Approved by Chase!!


youngandcreditwrthy wrote:
Congrats!!!

I agree with LS2982... Loving my Freedom and all the cashback I have on my Ultimate Rewards account!

I'm loving mine as well!!!

 

Saddened that I have to shelf it for a month to get the balance to $0.

 




EQ FICO 548 3/3/16
Message 9 of 11
Established Contributor

Re: Finally!! Approved by Chase!!


snowkitty wrote:

I am so excited to get my foot in the door with Chase. I applied for a bp visa about 10 days ago and I got the "letter in two weeks" screen. I called a few days later and they kept telling me the application was pending. Someone finally told me the bp visa has been declined but the bp store card was pending. Everytime I called, the csr would tell me that there was nothing they could do, I just had to wait. Finally I called back Saturday and got a csr that was willing to help. She asked me a bunch of questions and finally said that she was going to give me a recommendation for the card and someone will call me in the next day or two from the verification department. They called me yesterday but I missed it so I called them back this morning and they approved me for the store card for 400.00. I know it's not much of a limit but I am very excited because I just wanted in the door with them so I can eventually get the freedom card! I owe alot of thanks to this community because I would never have called and called until I got some sort of an answer from them. I feel like they would have denied me if I would not have been persistent.....so thank you all!!  Smiley Very Happy

 

It's funny how many csr's you have to go through to get to one that will help.


Congrats! You are in Smiley Wink

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 10 of 11