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Finally Macys Amex upgrade

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Mr_Blobby
Member

Finally Macys Amex upgrade

It only took 4 years and 4 months lol

During that time SL $600 to current $12.5

FICO 8's  EQ 664. TU 654. EXP 640

Is it a good idea to request a CLI or leave it for a while?

Message 1 of 8
7 REPLIES 7
M_Smart007
Legendary Contributor

Re: Finally Macys Amex upgrade

Congrats on your Macy's upgrade. If it has been a while, shoot for a CLI ..

Ask High like $10K on top of your CL ..they will counter offer you, no harm.

Message 2 of 8
CreditAggie
Community Leader
Super Contributor

Re: Finally Macys Amex upgrade

Congratulations on your Macy's Amex product upgrade!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 8
heeseon
Frequent Contributor

Re: Finally Macys Amex upgrade

Congratulations

TU789 EQ786 EX791(05/23)
Message 4 of 8
Ilinferno
Established Contributor

Re: Finally Macys Amex upgrade

Congrats on the upgrade! Let us know if you pull the trigger for CLI!

Message 5 of 8
coreyb80
Super Contributor

Re: Finally Macys Amex upgrade

Congrats on the upgrade!

Message 6 of 8
C6
Regular Contributor

Re: Finally Macys Amex upgrade

Does Macy's ever issue the Amex out of the gate? If so what scores are needed to avoid the sub-prime store card?

Message 7 of 8
Mr_Blobby
Member

Re: Finally Macys Amex upgrade

The luv button dissapeared and I got the please call us blurb which I understand results in a hard pull. So I have decided to wait for the button to reappear and have a SP. My understanding is that it doesnt take too long. 

Message 8 of 8
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