Thanks Smallfry and LilMirth. Since following this forum I have increased my CL's by over 50K (Plus an Amex Gold that never gets to report a balance), thanks to you and the others.
It's an honor and a privledge to be asked some of the same questions I have asked before. I only hope that I can offer 10% of the wise council you have provided here.
Sincerely,
IMA
Starting Score: TU 737 EQ 721