Finally done with Cap1...yay

j_casteel · ‎08-22-2013

My AF was just due on my Cap1 card. So, I decided to pay it but use the chat and try a few things. Couldn't PC to the new Quick Silver card, couldn't get AF credited back, couldn't get the AF removed, couldn't get a CLI...couldn't get anything. I don't care enough about Cap1 to contact the EO so I redeemed my cash and closed the card. I no longer have anymore Cap1 cards and I feel good about it.

Just felt like posting...

j_casteel

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

myjourney · ‎08-22-2013

@j_casteel wrote:
My AF was just due on my Cap1 card. So, I decided to pay it but use the chat and try a few things. Couldn't PC to the new Quick Silver card, couldn't get AF credited back, couldn't get the AF removed, couldn't get a CLI...couldn't get anything. I don't care enough about Cap1 to contact the EO so I redeemed my cash and closed the card. I no longer have anymore Cap1 cards and I feel good about it.

Just felt like posting...

j_casteel

Looking at your sig you didn't need it

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

j_casteel · ‎08-22-2013

@myjourney wrote:
@j_casteel wrote:
My AF was just due on my Cap1 card. So, I decided to pay it but use the chat and try a few things. Couldn't PC to the new Quick Silver card, couldn't get AF credited back, couldn't get the AF removed, couldn't get a CLI...couldn't get anything. I don't care enough about Cap1 to contact the EO so I redeemed my cash and closed the card. I no longer have anymore Cap1 cards and I feel good about it.

Just felt like posting...

j_casteel
Looking at your sig you didn't need it

thanks!

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

09Lexie · ‎08-22-2013

Their loss IMO

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads

j_casteel · ‎08-22-2013

@09Lexie wrote:
Their loss IMO

I appreciate that

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

09Lexie · ‎08-22-2013

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads

azguy13 · ‎08-22-2013

Cap1 has been more annoying than normal latelty.

maiden_girl · ‎08-22-2013

EO will change your mind!! Lol.

As of 2017, rebuilding...

SunriseEarth · ‎08-22-2013

Good for you, IMHO. I wouldn't be dealing with them now if they hadn't bought out HSBC's cards. But I'm going to make the best of it for now and hoping they moved the old HSBC card into a Quicksilver.

supervelous · ‎08-22-2013

Congrats! I too am done with Cap 1 just today!! Had 2 Orchard Cards that were converted to them that had $59 and $79 annual fees, cancelled them a few months ago right before AF hit. Then had 1 remaining card with them, $19 AF. Wanted to keep it, put in for CLI from only a $300 limit. Declined. Applied for Chase Freedom and Chase Sapphire Preferred, approved for $5,000 and $6,200. Got on chat with Cap 1 and cancelled my last Cap 1 card, felt good!