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Fingerhut pre-approval on their website/should I do it?

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celticslegends
Frequent Contributor

Re: Fingerhut pre-approval on their website/should I do it?


@Creditaddict wrote:

Try pre-approval at Gettington.com - basically same as fingerhut but you can actually find stuff at reasonable prices and they ended up approving me for higher than the pre-approval I had popping up at Fingerhut!


Thanks for the heads up.  I'll check them out.  Thanks to everyone else for your insight on this.

Starting score from CU: (11/13) 520
Recent Scores: TU FICO 08 (7/15) 693; (8/15) 701 | EQ FICO 08 (7/15) 671 | EX FICO 08 (8/15) 684
Goal Score: (Oct '15) 700+
Cards: Cap 1 Venture Signature $5000 Limit | UFCU Visa Plat $4000 Limit | Cap 1 Quicksilver WMEC $5000 Limit | Walmart Store Card $6000 Limit | Amazon Prime Store Card $6000 Limit | Barclays Rewards $1500 Limit | Amex EveryDay Card $2000 Limit | Chase Slate $3000 Limit |
Message 11 of 12
SunriseEarth
Moderator Emeritus

Re: Fingerhut pre-approval on their website/should I do it?


@bigblue7722 wrote:

Of all my accounts i wish i never wasted a HP on fingerhut. The prices are just crazy and shipping costs are even worse. Your much better off trying to get a walmart store card or amazon store card. 


+1.  Fingerhut knows who their market is, and there are definitely better places to get credit if you can.   I think getting a GECRB/Sync backed store card would be a better idea if you need another TL.    However, I think it's usually back to get credit simply because you can.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
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Message 12 of 12
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