First Premier 1st of 3 to go !!!!!

traveler2005 · ‎03-11-2014

Hi All

Made my last payment to first premier. Tomorrow I will call and close at consumers request. next will be applied bank, then credit one will go. They have all served a purpose, and now that I have acheived a better credit score and have better credit cards it's time !!!!! Good bye horrible interest rates.

Doing the happy dance!

Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 04/17/2015 TU 741 Equifax 682 Experian 678

Goal Score: 700 across the board

Take the FICO Fitness Challenge

Last HP 6/10/2015

newyearnewcredit · ‎03-11-2014

good job! i just closed both of my FP cards yesterday! Great Feeling!

(714)EQ (712)EX (722)TU
AMEX Plat NPSL/ NFCU CashRewards $17300/Discover It $3000/AMEX Delta Gold $1000/Americas First Federal Credit Union $1000/Capital One Quicksilver $13500/Macys Gold $7000/Belk $1800/Bloomingdales $1500/ Amazon $2370/Cheveron $1800/Banana Republic $1800/Walmart MasterCard $1800/ Bancorp South $$3000/Regions $3000

baller4life · ‎03-11-2014

Congrats and good riddance!!!

alvon123 · ‎03-11-2014

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

twist7d7 · ‎03-11-2014

WTG they will fight hard to keep you telling you that closing the card will hurt your score but tell them you know better!

AMEX PRG (NPSL) Lowes (10k) CSP (7.2k) AMEX BCE (6k) Cap1 QS (3.5k) Citi DC (2.6K) BofA (2.5K)M&T Bank visa (2k) Discover iT (1800) Slate (1k)
Age: 22 Scores ~710 across the board
Future Cards Sallie Mae, US Bank Cash+, Freedom
Goal increase CLs by 20k in 2015

Shock · ‎03-11-2014

@twist7d7 wrote:
WTG they will fight hard to keep you telling you that closing the card will hurt your score but tell them you know better!

Wow, is this what they stoop to?

They obviously feed on the oblivious and those who do not have a keen sense on their credit.

Crisis · ‎03-11-2014

Congrats!

In the garden until debt is paid off and scores are up!

peepers · ‎03-11-2014

woo hoo! feels so great, doesn't it! I closed Credit One a couple months ago, and couldn't be happier. Now they keep blasting me with mailings trying to persuade me to "reopen my account" and pushing their 1% gas cash back offer. Yeah right. So you'll have some junk mail coming in the future

AMEX Green charge NPSL | NFCU Cashrewards Visa Sig $25,000 | NFCU Navcheck $15,000 | AMEX Everyday $15,000 | Discover IT $19,000 | Amex BCP $18,000 | Cap1 Quicksilver $5000 | Firestone $2,400 I Amex Oasis Optima (recovery card) $500 (closed July 2014)
MyFICO: TU 780, EQ 785 EX 776 Discover TU FICO 780. Rebuilt from 500's....closed on home May 2015!

Genkeim · ‎03-11-2014

LOL! I got that same mailing yesterday. Like 1% back on gas is such a great offer on that crap card. CSR gave me a TON of attitude for wanting to close the account. Telling it could hurt my credit and I should reconsider. SUCH a great feeling closing off both my rebuilding cards. Credit One closed! and Secured Cap One closed. They refused to PC, so closed it is.

Lorinega · ‎03-11-2014

I just closed my Credit One card at the end of February and god did that feel good. First Premier will be the next to go. They did all serve their purpose but I have suffered through their outrageous fees long enough. Lessons learned. Congrats to you, also!