First Premier Guaranteed Second Card - what a laugh

[Anonymous]

Just got an email from these bandits with a "guaranteed offer" of a seocnd card with a 1,000 limit due to my excellent credit history. $79 fee first year and more next and -ready for it - 36% APR. I have their useless card sock drawered until they are ready to charge me another annual fee.  These guys are not nice. Plain and simple. 

[avp99]

36% ?  Robbery!

[bizarrocreditworld]

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@Anonymous wrote:

Just got an email from these bandits with a "guaranteed offer" of a seocnd card with a 1,000 limit due to my excellent credit history. $79 fee first year and more next and -ready for it - 36% APR. I have their useless card sock drawered until they are ready to charge me another annual fee.  These guys are not nice. Plain and simple. 

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This must be the new "Why?" card. As in "Why would you take a second First Premier at 36% and a $79 AF when you're getting hosed by the first one?"

I can see people lining up for that one.

[Anonymous]

They probably target everyone who has 2 Credit One cards.

[fltireguy]

Well, what do you expect? Original poster has an excellent credit history. That's how they qualify for such an incredibly awesome APR and starting limit.

[Sloedough]

Funny! I burnt these guys many years ago before I was responsable. They had to do a charge off. It was so long ago, it is no longer on my CRs. So they leave me alone, thank god.

However I do get a weekly mailer from Credit One. My best friend's todler loves playing with those cardboard credit cards. He has a wallet filled with them.